CardSorted is an independent card-comparison desk published by Two Cores Operations Ltd, a company registered in England and Wales. The desk covers the United States credit card market, and everything it prints is written for American cardholders.

We are a publisher, not a lender. CardSorted is not a bank, a card issuer, or a credit broker. We do not take applications, we do not make approval decisions, and we never see the details you submit to an issuer.

The archive holds full reviews of 100 major US credit cards, each one read against its issuer agreement and re-verified monthly. Around the reviews we publish three kinds of pages:

• Category rankings for cash back, travel, no annual fee, balance transfer, business, student, secured, and the spending categories in between
• Credit score guides that filter every ranking to the cards you can realistically be approved for, from a 580 score up to 780
• Head-to-head comparisons that put two cards side by side and call a winner

Every recommendation is reviewed by our editorial team of credentialed financial professionals (a CFP, a CFA, and an AFC) before it runs.

CardSorted earns affiliate compensation from credit card issuers and their partner networks. When you apply for a card through a link on this site and are approved, we may be paid for the referral. That compensation keeps the site free to read.

It never buys a ranking. Compensation may affect how and where products appear, but it does not influence our editorial ratings, which cards we include, or what our reviews say. Cards are ordered by what they return per dollar of typical spending, not by what the referral pays.

The full version of this promise, including how our ranking methodology works, is set out in our editorial policy and advertiser disclosure.