YOUR DIGIT · FILED
740
Very Good Credit · 13 cards matched
AIRLINE DESK · APPROVAL ODDS
Best airline cards for a 740 score.
These airline credit cards accept applicants in your range. Ranked by rewards value and the likelihood you actually get approved.
TIER
Very Good Credit
ODDS
Excellent — top-tier approval odds with the best rates and highest limits
DATELINE
Apr 6, 2026
DOSSIER
What 740 means.
A 740 score places you at the top of the very good range, on the cusp of excellent. You qualify for virtually every credit card product available, often with the best possible APRs and highest credit limits. Premium cards with annual fees of $500 or more are well within reach.
SECTION
Airline for 740+ Scores
ENTRY
01
CHASE · VISA
United Explorer CardBONUS → 50,000 miles ($650)
1x miles on all purchases
— Free first checked bag for you and a companion— Two United Club one-time passes per year— 25% back on United in-flight purchases- FEE
- $95
- APR
- 22.49–29.49%
- MIN SCORE
- 670
ENTRY
02
CHASE · VISA
United Quest CardBONUS → 70,000 miles ($910)
1x miles on all purchases
— $125 annual United purchase credit— 10,000 mile anniversary bonus each year— Free checked bags for you and companions- FEE
- $250
- APR
- 22.49–29.49%
- MIN SCORE
- 700
ENTRY
03
CHASE · VISA
Southwest Rapid Rewards Plus Credit CardBONUS → 50,000 points ($700)
1x points on all purchases
— 3,000 anniversary bonus points each year— 2 EarlyBird Check-In benefits per year— 25% back on in-flight drinks and WiFi- FEE
- $69
- APR
- 21.49–28.49%
- MIN SCORE
- 670
ENTRY
04
CHASE · VISA
Southwest Rapid Rewards Priority Credit CardBONUS → 50,000 points ($700)
1x points on all purchases
— $75 annual Southwest travel credit— 7,500 anniversary bonus points each year— 4 upgraded boardings per year when available- FEE
- $149
- APR
- 21.49–28.49%
- MIN SCORE
- 700
ENTRY
05
AMERICAN EXPRESS · AMERICAN EXPRESS
Delta SkyMiles Gold American Express CardBONUS → 40,000 miles ($480)
1x miles on all purchases
— First checked bag free on Delta flights— Priority boarding on Delta flights— 20% back on Delta in-flight purchases- FEE
- $150
- APR
- 21.49–29.49%
- MIN SCORE
- 670
ENTRY
06
AMERICAN EXPRESS · AMERICAN EXPRESS
Delta SkyMiles Platinum American Express CardBONUS → 60,000 miles ($720)
1x miles on all purchases
— Companion Certificate each year (domestic roundtrip)— First checked bag free on Delta flights— Delta Sky Club access at reduced rate- FEE
- $350
- APR
- 21.49–29.49%
- MIN SCORE
- 700
ENTRY
07
CITI · MASTERCARD
Citi AAdvantage Platinum Select World Elite MastercardBONUS → 50,000 miles ($650)
1x AAdvantage miles on all purchases
— First checked bag free on AA domestic flights— Preferred boarding on AA flights— $125 AA flight discount after $20K annual spend- FEE
- $99
- APR
- 21.24–29.24%
- MIN SCORE
- 700
ENTRY
08
BANK OF AMERICA · VISA
Alaska Airlines Visa Signature Credit CardBONUS → 70,000 miles + companion fare ($840)
1x miles on all purchases
— Famous Companion Fare from $122 (taxes and fees) each year— Free checked bag for you and up to 6 guests— 3x miles on Alaska Airlines purchases- FEE
- $95
- APR
- 19.24–27.24%
- MIN SCORE
- 670
ENTRY
09
BARCLAYS · MASTERCARD
AAdvantage Aviator Red World Elite MastercardBONUS → 60,000 miles after first purchase ($780)
1x AAdvantage miles on all purchases
— 60,000 mile bonus after just ONE purchase— First checked bag free on AA domestic flights— Preferred boarding on AA flights- FEE
- $99
- APR
- 21.24–29.24%
- MIN SCORE
- 700
ENTRY
10
BARCLAYS · MASTERCARD
JetBlue Plus CardBONUS → 60,000 TrueBlue points ($780)
1x TrueBlue points on all purchases
— 6x points on JetBlue purchases— First checked bag free for you and up to 3 companions— 50% savings on in-flight food and drinks- FEE
- $99
- APR
- 21.24–29.24%
- MIN SCORE
- 670
ENTRY
11
BANK OF AMERICA · VISA
Alaska Airlines Visa Business Credit CardBONUS → 40,000 miles + companion fare ($520)
1x miles on all purchases
— Companion Fare from $122 (taxes and fees) each year— Free checked bag for the primary cardholder— 3x miles on Alaska Airlines purchases- FEE
- $75
- APR
- 19.24–27.24%
- MIN SCORE
- 670
ENTRY
12
BARCLAYS · MASTERCARD
AAdvantage Aviator Silver World Elite Mastercard1x AAdvantage miles on all purchases
— No annual fee AA earning card— First checked bag at 25% discount— Preferred boarding on AA flights- FEE
- $0
- APR
- 21.24–29.24%
- MIN SCORE
- 670
ENTRY
13
CHASE · VISA
United Gateway CardBONUS → 20,000 miles ($260)
1x miles on all purchases
— No annual fee United earning card— 2x miles on United, dining, and hotels— 25% back on United in-flight purchases- FEE
- $0
- APR
- 21.49–28.49%
- MIN SCORE
- 670
QUESTIONS · ANSWERS
Frequently filed.
With a 740 credit score (Very Good Credit), you have 13 airline card options. Our top pick is the United Explorer Card, which offers 1x miles on all purchases.