Will applying for a credit card hurt my 600 credit score?

Most credit card applications result in a hard inquiry, which typically lowers your score by 5-10 points temporarily. The impact diminishes over 12 months and falls off your report after 2 years. Only apply for cards you're confident you'll be approved for.

600

Poor Credit · 0 cards matched

Best balance transfer cards for a 600 score.

Q: Is a 600 credit score good enough for a balance transfer card?

A 600 score is considered poor credit. Low — secured cards and select no-fee cards are your best options. You may want to consider building your score first.

No balance transfer cards currently match this score. Try a different desk or build your file with a secured option.

Poor Credit

Low — secured cards and select no-fee cards are your best options

Apr 6, 2026

What 600 means.

At 600, you are near the top of the poor credit range. You likely have some negative marks but may be on an upward trend. A few more months of on-time payments and lower utilization could push you into fair territory, opening up better card options.

No cards match this criteria. Try a different category or score.

Try another digit.

580

Poor Credit

600

Poor Credit

620

Fair Credit

640

Fair Credit

650

Fair Credit

660

Good Credit

670

Good Credit

680

Good Credit

700

Very Good Credit

720

Very Good Credit

740

Very Good Credit

760

Excellent Credit

780

Excellent Credit

Frequently filed.

With a 600 credit score, balance transfer card options may be limited. Consider building your score or looking at secured card options.