YOUR DIGIT · FILED
700
Very Good Credit · 39 cards matched
CASH BACK DESK · APPROVAL ODDS
Best cash back cards for a 700 score.
These cash back credit cards accept applicants in your range. Ranked by rewards value and the likelihood you actually get approved.
TIER
Very Good Credit
ODDS
Very good — eligible for most cards including premium travel and high-limit options
DATELINE
Apr 6, 2026
DOSSIER
What 700 means.
A 700 score puts you in the very good credit range. This is a significant milestone — you now qualify for the majority of credit cards on the market, including premium travel cards, high-limit rewards cards, and the best balance transfer offers with the longest 0% APR periods.
SECTION
Cash Back for 700+ Scores
ENTRY
01
CHASE · VISA
Chase Freedom UnlimitedBONUS → $200 bonus ($200)
1.5% cash back on all purchases
— Flat 1.5% cash back with no caps or category restrictions— 0% intro APR for 15 months on purchases and balance transfers— No annual fee- FEE
- $0
- APR
- 20.49–29.24%
- MIN SCORE
- 670
ENTRY
02
CHASE · MASTERCARD
Chase Freedom FlexBONUS → $200 bonus ($200)
1% cash back on all purchases
— 5% rotating quarterly bonus categories— 0% intro APR for 15 months on purchases and balance transfers— No annual fee- FEE
- $0
- APR
- 20.49–29.24%
- MIN SCORE
- 670
ENTRY
03
CHASE · VISA
Chase Freedom Rise1.5% cash back on all purchases
— No annual fee and no credit history required— Flat 1.5% cash back on everything— Automatic credit line reviews after 6 months- FEE
- $0
- APR
- 24.49–31.24%
- MIN SCORE
- 580
ENTRY
04
CHASE · VISA
Ink Business Cash Credit CardBONUS → $350 bonus ($350)
1% cash back on all purchases
— No annual fee— 5% back on office supplies, internet, cable, and phone— 0% intro APR on purchases for 12 months- FEE
- $0
- APR
- 18.49–24.49%
- MIN SCORE
- 670
ENTRY
05
CHASE · VISA
Ink Business Unlimited Credit CardBONUS → $500 bonus ($500)
1.5% cash back on all purchases
— Flat 1.5% cash back with no limits— No annual fee— 0% intro APR on purchases for 12 months- FEE
- $0
- APR
- 18.49–24.49%
- MIN SCORE
- 670
ENTRY
06
AMERICAN EXPRESS · AMERICAN EXPRESS
Blue Cash Preferred Card from American ExpressBONUS → $250 statement credit ($250)
1% cash back on all purchases
— 6% cash back at US supermarkets (up to $6,000/year)— 6% on select US streaming subscriptions— 0% intro APR for 12 months on purchases and balance transfers- FEE
- $95
- APR
- 19.24–29.99%
- MIN SCORE
- 670
ENTRY
07
AMERICAN EXPRESS · AMERICAN EXPRESS
Blue Cash Everyday Card from American ExpressBONUS → $200 statement credit ($200)
1% cash back on all purchases
— No annual fee— 3% back at US supermarkets, online retail, and gas stations— 0% intro APR for 15 months- FEE
- $0
- APR
- 19.24–29.99%
- MIN SCORE
- 670
ENTRY
08
AMERICAN EXPRESS · AMERICAN EXPRESS
American Express Cash Magnet CardBONUS → $200 statement credit ($200)
1.5% cash back on all purchases
— Flat 1.5% cash back on all purchases with no cap— No annual fee— 0% intro APR for 15 months- FEE
- $0
- APR
- 19.24–29.99%
- MIN SCORE
- 670
ENTRY
09
CAPITAL ONE · VISA
Capital One SavorOne Cash Rewards Credit CardBONUS → $200 bonus ($200)
1% cash back on all purchases
— No annual fee with 3% on dining, entertainment, and groceries— 0% intro APR for 15 months— 5% cash back through Capital One Travel- FEE
- $0
- APR
- 19.24–29.24%
- MIN SCORE
- 670
ENTRY
10
CAPITAL ONE · VISA
Capital One Savor Cash Rewards Credit CardBONUS → $300 bonus ($300)
1% cash back on all purchases
— 4% cash back on dining and entertainment— 8% back through Capital One Travel— Complimentary Uber One membership- FEE
- $95
- APR
- 19.24–29.24%
- MIN SCORE
- 700
ENTRY
11
CAPITAL ONE · VISA
Capital One Quicksilver Cash Rewards Credit CardBONUS → $200 bonus ($200)
1.5% cash back on all purchases
— Flat 1.5% cash back on everything— No annual fee— 0% intro APR for 15 months- FEE
- $0
- APR
- 19.24–29.24%
- MIN SCORE
- 670
ENTRY
12
CAPITAL ONE · MASTERCARD
Capital One QuicksilverOne Cash Rewards Credit Card1.5% cash back on all purchases
— 1.5% cash back on every purchase— Build credit with responsible use— Automatic credit line reviews- FEE
- $39
- APR
- 26.99–26.99%
- MIN SCORE
- 580
ENTRY
13
CAPITAL ONE · VISA
Capital One Quicksilver Student Cash RewardsBONUS → $50 bonus ($50)
1.5% cash back on all purchases
— 1.5% cash back on every purchase— No annual fee— Earn $25 late payment forgiveness- FEE
- $0
- APR
- 19.24–29.24%
- MIN SCORE
- 580
ENTRY
14
CITI · MASTERCARD
Citi Double Cash Card2% cash back (1% on purchase, 1% on payment)
— Flat 2% cash back on everything — no categories to track— 0% intro APR on balance transfers for 18 months— No annual fee- FEE
- $0
- APR
- 18.24–28.24%
- MIN SCORE
- 670
ENTRY
15
CITI · MASTERCARD
Citi Custom Cash CardBONUS → $200 bonus ($200)
1% cash back on all purchases
— Automatic 5% back on your top spending category each billing cycle— No annual fee— 0% intro APR for 15 months on purchases and balance transfers- FEE
- $0
- APR
- 18.24–28.24%
- MIN SCORE
- 670
ENTRY
16
CITI · VISA
Costco Anywhere Visa Card by Citi1% cash back on all purchases
— 4% back on gas including EV charging (up to $7,000/year)— 3% back on restaurants and travel— 2% back at Costco worldwide- FEE
- $0
- APR
- 20.49–20.49%
- MIN SCORE
- 700
ENTRY
17
DISCOVER · DISCOVER
Discover it Cash BackBONUS → Cashback Match (all cash back earned matched at end of first year) ($150+)
1% cash back on all purchases
— 5% rotating quarterly bonus categories— Cashback Match doubles all cash back at end of first year— 0% intro APR for 15 months- FEE
- $0
- APR
- 17.24–28.24%
- MIN SCORE
- 670
ENTRY
18
DISCOVER · DISCOVER
Discover it ChromeBONUS → Cashback Match (all cash back earned matched at end of first year) ($100+)
1% cash back on all purchases
— 2% back at gas stations and restaurants (up to $1,000/quarter)— Cashback Match doubles all cash back in the first year— 0% intro APR for 15 months- FEE
- $0
- APR
- 17.24–28.24%
- MIN SCORE
- 670
ENTRY
19
DISCOVER · DISCOVER
Discover it Student Cash BackBONUS → $20 Good Grades bonus each year GPA is 3.0+ ($20/year + Cashback Match)
1% cash back on all purchases
— 5% rotating quarterly bonus categories— Cashback Match doubles all cash back in the first year— $20 statement credit each school year for GPA of 3.0 or higher- FEE
- $0
- APR
- 17.24–26.24%
- MIN SCORE
- 580
ENTRY
20
DISCOVER · DISCOVER
Discover it Student ChromeBONUS → $20 Good Grades bonus each year GPA is 3.0+ ($20/year + Cashback Match)
1% cash back on all purchases
— 2% back at gas stations and restaurants— Cashback Match doubles all cash back in the first year— $20 statement credit each school year for GPA of 3.0 or higher- FEE
- $0
- APR
- 17.24–26.24%
- MIN SCORE
- 580
ENTRY
21
BANK OF AMERICA · VISA
Bank of America Customized Cash Rewards Credit CardBONUS → $200 bonus ($200)
1% cash back on all purchases
— 3% back in the category of your choice (change anytime)— 2% back at grocery stores and wholesale clubs— 0% intro APR for 15 billing cycles- FEE
- $0
- APR
- 18.24–28.24%
- MIN SCORE
- 670
ENTRY
22
BANK OF AMERICA · VISA
Bank of America Unlimited Cash Rewards Credit CardBONUS → $200 bonus ($200)
1.5% cash back on all purchases
— Flat 1.5% cash back on every purchase— 0% intro APR for 15 billing cycles— Preferred Rewards members earn 25-75% more cash back- FEE
- $0
- APR
- 18.24–28.24%
- MIN SCORE
- 670
ENTRY
23
BANK OF AMERICA · VISA
Bank of America Customized Cash Rewards for StudentsBONUS → $200 bonus ($200)
1% cash back on all purchases
— 3% back in the category of your choice— 2% back at grocery stores and wholesale clubs— No annual fee- FEE
- $0
- APR
- 18.24–28.24%
- MIN SCORE
- 580
ENTRY
24
BANK OF AMERICA · VISA
Bank of America Unlimited Cash Rewards for StudentsBONUS → $200 bonus ($200)
1.5% cash back on all purchases
— Flat 1.5% cash back on every purchase— No annual fee— Designed for students building credit- FEE
- $0
- APR
- 18.24–28.24%
- MIN SCORE
- 580
ENTRY
25
WELLS FARGO · VISA
Wells Fargo Active Cash CardBONUS → $200 bonus ($200)
2% cash back on all purchases
— Flat 2% cash back on all purchases — no categories to track— 0% intro APR for 15 months on purchases and balance transfers— No annual fee- FEE
- $0
- APR
- 20.24–29.99%
- MIN SCORE
- 670
ENTRY
26
WELLS FARGO · VISA
Wells Fargo Attune CardBONUS → $200 bonus ($200)
1% cash back on all purchases
— 4% back on groceries, subscriptions, utilities, and gas— No annual fee— Cell phone protection up to $600- FEE
- $0
- APR
- 20.24–29.99%
- MIN SCORE
- 670
ENTRY
27
U.S. BANK · VISA
U.S. Bank Cash+ Visa Signature CardBONUS → $200 bonus ($200)
1% cash back on all purchases
— Choose your own 5% categories (utilities, TV/internet, cell phone, gyms, and more)— Choose one 2% everyday category— No annual fee- FEE
- $0
- APR
- 18.74–29.74%
- MIN SCORE
- 670
ENTRY
28
APPLE / GOLDMAN SACHS · MASTERCARD
Apple Card1% cash back on physical card purchases
— Daily Cash paid daily to Apple Cash or Savings account— 3% back at Apple and select merchants— 2% back on all Apple Pay purchases- FEE
- $0
- APR
- 19.24–29.49%
- MIN SCORE
- 670
ENTRY
29
ALLIANT CREDIT UNION · VISA
Alliant Cashback Visa Signature Card2.5% cash back on all purchases (up to $10K/month)
— Industry-leading 2.5% flat cash back (with qualifying Alliant account)— No annual fee— Visa Signature benefits and perks- FEE
- $0
- APR
- 17.24–27.24%
- MIN SCORE
- 700
ENTRY
30
PENFED · VISA
PenFed Power Cash Rewards Visa Signature CardBONUS → $100 bonus ($100)
2% cash back on all purchases
— Flat 2% cash back on everything— No annual fee— Low fixed APR of 17.99%- FEE
- $0
- APR
- 17.99–17.99%
- MIN SCORE
- 670
ENTRY
31
USAA · AMERICAN EXPRESS
USAA Cashback Rewards Plus American Express Card1% cash back on all purchases
— 5% cash back on first $5,000 in purchases each year, then 1%— No annual fee— Military-focused benefits and customer service- FEE
- $0
- APR
- 16.15–29.4%
- MIN SCORE
- 670
ENTRY
32
USAA · VISA
USAA Preferred Cash Rewards Visa Signature Card1% cash back on all purchases
— 2% back on gas and groceries at US locations— No annual fee— Low APR options available for military members- FEE
- $0
- APR
- 14.65–29.4%
- MIN SCORE
- 670
ENTRY
33
BREAD FINANCIAL · AMERICAN EXPRESS
Bread Cashback American Express CardBONUS → $200 bonus ($200)
2% cash back on all purchases
— Flat 2% cash back on every purchase with no limits— No annual fee— Cash back earned as statement credits- FEE
- $0
- APR
- 20.24–29.24%
- MIN SCORE
- 670
ENTRY
34
PAYPAL / SYNCHRONY · MASTERCARD
PayPal Cashback Mastercard2% cash back on all purchases
— Flat 2% cash back everywhere, 3% through PayPal— No annual fee— Cash back deposited directly into PayPal account- FEE
- $0
- APR
- 20.24–29.99%
- MIN SCORE
- 670
ENTRY
35
CHASE · VISA
Chase Freedom Student Credit CardBONUS → $50 bonus after first purchase ($50)
1% cash back on all purchases
— No annual fee and no minimum credit history— 1% cash back on every purchase— $20 Good Standing reward each anniversary for first 5 years- FEE
- $0
- APR
- 22.49–29.24%
- MIN SCORE
- 580
ENTRY
36
CAPITAL ONE · VISA
Capital One Spark 1.5% Cash SelectBONUS → $500 bonus ($500)
1.5% cash back on all purchases
— 1.5% cash back on every business purchase— No annual fee— 5% cash back through Capital One Travel- FEE
- $0
- APR
- 18.49–24.49%
- MIN SCORE
- 670
ENTRY
37
DISCOVER · DISCOVER
Discover it Business CardBONUS → Cashback Match (all cash back earned matched at end of first year) ($100+)
1% cash back on all purchases
— Cashback Match doubles all cash back in the first year— 1.5% on gas, restaurants, and office supplies— No annual fee- FEE
- $0
- APR
- 17.24–25.24%
- MIN SCORE
- 670
ENTRY
38
U.S. BANK · VISA
U.S. Bank Business Triple Cash Rewards VisaBONUS → $500 bonus ($500)
1% cash back on all purchases
— 3% on gas, office supplies, cell phone, and restaurants— 5% on travel booked through Rewards Center— No annual fee- FEE
- $0
- APR
- 18.74–27.74%
- MIN SCORE
- 670
ENTRY
39
FIRST NATIONAL BANK OF OMAHA · VISA
FNBO Evergreen VisaBONUS → $200 bonus ($200)
2% cash back on all purchases
— Flat 2% cash back on every purchase with no limits— 0% intro APR for 15 months— No annual fee- FEE
- $0
- APR
- 16.24–26.24%
- MIN SCORE
- 670
QUESTIONS · ANSWERS
Frequently filed.
With a 700 credit score (Very Good Credit), you have 39 cash back card options. Our top pick is the Chase Freedom Unlimited, which offers 1.5% cash back on all purchases.