YOUR DIGIT · FILED
760
Excellent Credit · 16 cards matched
DINING DESK · APPROVAL ODDS
Best dining cards for a 760 score.
These dining credit cards accept applicants in your range. Ranked by rewards value and the likelihood you actually get approved.
TIER
Excellent Credit
ODDS
Excellent — approved for all cards with the lowest rates and best promotional offers
DATELINE
Apr 6, 2026
DOSSIER
What 760 means.
At 760, you are in the excellent credit range. Lenders view you as an exceptionally low-risk borrower. Every credit card is available to you, and you will consistently receive the lowest APRs, highest limits, and best promotional offers. Your focus should be on maximizing rewards value rather than building credit.
SECTION
Dining for 760+ Scores
ENTRY
01
CHASE · VISA
Chase Sapphire Preferred CardBONUS → 60,000 points ($750)
1x points on all purchases
— Points worth 25% more when redeemed through Chase Travel— Transfer points to 14+ airline and hotel partners— $50 annual Chase Travel hotel credit- FEE
- $95
- APR
- 21.49–28.49%
- MIN SCORE
- 700
ENTRY
02
CHASE · VISA
Chase Sapphire ReserveBONUS → 60,000 points ($900)
1x points on all purchases
— Points worth 50% more when redeemed through Chase Travel— $300 annual travel credit applied automatically— Priority Pass Select airport lounge access- FEE
- $550
- APR
- 22.49–29.49%
- MIN SCORE
- 720
ENTRY
03
AMERICAN EXPRESS · AMERICAN EXPRESS
American Express Gold CardBONUS → 60,000 points ($1,200)
1x points on all purchases
— $120 dining credit ($10/month at select restaurants)— $120 Uber Cash ($10/month plus $20 in December)— 4x at restaurants worldwide with no cap- FEE
- $250
- APR
- 0–0%
- MIN SCORE
- 700
ENTRY
04
CAPITAL ONE · VISA
Capital One SavorOne Cash Rewards Credit CardBONUS → $200 bonus ($200)
1% cash back on all purchases
— No annual fee with 3% on dining, entertainment, and groceries— 0% intro APR for 15 months— 5% cash back through Capital One Travel- FEE
- $0
- APR
- 19.24–29.24%
- MIN SCORE
- 670
ENTRY
05
CAPITAL ONE · VISA
Capital One Savor Cash Rewards Credit CardBONUS → $300 bonus ($300)
1% cash back on all purchases
— 4% cash back on dining and entertainment— 8% back through Capital One Travel— Complimentary Uber One membership- FEE
- $95
- APR
- 19.24–29.24%
- MIN SCORE
- 700
ENTRY
06
CITI · MASTERCARD
Citi Custom Cash CardBONUS → $200 bonus ($200)
1% cash back on all purchases
— Automatic 5% back on your top spending category each billing cycle— No annual fee— 0% intro APR for 15 months on purchases and balance transfers- FEE
- $0
- APR
- 18.24–28.24%
- MIN SCORE
- 670
ENTRY
07
CITI · MASTERCARD
Citi Premier CardBONUS → 60,000 points ($600)
1x ThankYou points on all purchases
— 3x points on restaurants, supermarkets, gas, air travel, and hotels— Transfer ThankYou Points to 15+ airline partners— No foreign transaction fees- FEE
- $95
- APR
- 21.24–29.24%
- MIN SCORE
- 700
ENTRY
08
CITI · MASTERCARD
Citi Strata Premier CardBONUS → 75,000 points ($750)
1x ThankYou points on all purchases
— 10x on hotels and flights booked through thankyou.com— 3x on restaurants, supermarkets, gas, and EV charging— Transfer to 15+ airline and hotel partners- FEE
- $95
- APR
- 21.24–29.24%
- MIN SCORE
- 700
ENTRY
09
CITI · VISA
Costco Anywhere Visa Card by Citi1% cash back on all purchases
— 4% back on gas including EV charging (up to $7,000/year)— 3% back on restaurants and travel— 2% back at Costco worldwide- FEE
- $0
- APR
- 20.49–20.49%
- MIN SCORE
- 700
ENTRY
10
DISCOVER · DISCOVER
Discover it ChromeBONUS → Cashback Match (all cash back earned matched at end of first year) ($100+)
1% cash back on all purchases
— 2% back at gas stations and restaurants (up to $1,000/quarter)— Cashback Match doubles all cash back in the first year— 0% intro APR for 15 months- FEE
- $0
- APR
- 17.24–28.24%
- MIN SCORE
- 670
ENTRY
11
BANK OF AMERICA · VISA
Bank of America Customized Cash Rewards Credit CardBONUS → $200 bonus ($200)
1% cash back on all purchases
— 3% back in the category of your choice (change anytime)— 2% back at grocery stores and wholesale clubs— 0% intro APR for 15 billing cycles- FEE
- $0
- APR
- 18.24–28.24%
- MIN SCORE
- 670
ENTRY
12
BANK OF AMERICA · VISA
Bank of America Premium Rewards Credit CardBONUS → 60,000 points ($600)
1.5 points per dollar on all purchases
— 2 points per dollar on travel and dining— Up to $100 airline incidental statement credit— Up to $100 Global Entry or TSA PreCheck credit- FEE
- $95
- APR
- 19.24–29.24%
- MIN SCORE
- 700
ENTRY
13
WELLS FARGO · VISA
Wells Fargo Autograph CardBONUS → 20,000 points ($200)
1x points on all purchases
— 3x points on restaurants, travel, gas, transit, streaming, and phone plans— No annual fee— Cell phone protection up to $600- FEE
- $0
- APR
- 20.24–29.99%
- MIN SCORE
- 670
ENTRY
14
WELLS FARGO · VISA
Wells Fargo Autograph Journey CardBONUS → 50,000 points ($500)
1x points on all purchases
— 5x on hotels and 4x on airlines— Up to $50 airline credit annually— Up to $100 Global Entry or TSA PreCheck credit- FEE
- $95
- APR
- 21.24–29.99%
- MIN SCORE
- 700
ENTRY
15
U.S. BANK · VISA
U.S. Bank Altitude Go Visa Signature CardBONUS → 25,000 points ($250)
1x points on all purchases
— 4x points on dining including takeout and delivery— No annual fee— 0% intro APR on purchases for 15 billing cycles- FEE
- $0
- APR
- 18.74–29.74%
- MIN SCORE
- 670
ENTRY
16
WELLS FARGO · MASTERCARD
Bilt Mastercard1x points on all purchases
— Only card that earns points on rent with no fees— Transfer points to airline and hotel partners (Hyatt, AA, United, etc.)— 3x on dining, 2x on travel- FEE
- $0
- APR
- 21.24–29.99%
- MIN SCORE
- 670
QUESTIONS · ANSWERS
Frequently filed.
With a 760 credit score (Excellent Credit), you have 16 dining card options. Our top pick is the Chase Sapphire Preferred Card, which offers 1x points on all purchases.