Is a 580 credit score good enough for a gas card?

A 580 score is considered poor credit. Low — limited to secured cards and subprime offers with higher fees. We found 1 cards in this category that accept your score range.

Will applying for a credit card hurt my 580 credit score?

Most credit card applications result in a hard inquiry, which typically lowers your score by 5-10 points temporarily. The impact diminishes over 12 months and falls off your report after 2 years. Only apply for cards you're confident you'll be approved for.

580

Poor Credit · 1 cards matched

Best gas cards for a 580 score.

These gas credit cards accept applicants in your range. Ranked by rewards value and the likelihood you actually get approved.

Poor Credit

Low — limited to secured cards and subprime offers with higher fees

Apr 6, 2026

What 580 means.

A 580 score falls in the poor credit range. You may have late payments, high utilization, or limited credit history pulling your score down. Most mainstream credit cards will be out of reach, but secured cards and credit-builder products are designed specifically for this range.

Gas for 580+ Scores

ENTRY
01
DISCOVER · DISCOVER
Discover it Student Chrome
BONUS → $20 Good Grades bonus each year GPA is 3.0+ ($20/year + Cashback Match)
1% cash back on all purchases
— 2% back at gas stations and restaurants— Cashback Match doubles all cash back in the first year— $20 statement credit each school year for GPA of 3.0 or higher
FEE
$0
APR
17.24–26.24%
MIN SCORE
580
Apply →READ THE FULL REVIEW →

Try another digit.

580

Poor Credit

600

Poor Credit

620

Fair Credit

640

Fair Credit

650

Fair Credit

660

Good Credit

670

Good Credit

680

Good Credit

700

Very Good Credit

720

Very Good Credit

740

Very Good Credit

760

Excellent Credit

780

Excellent Credit

Frequently filed.

With a 580 credit score (Poor Credit), you have 1 gas card options. Our top pick is the Discover it Student Chrome, which offers 1% cash back on all purchases.