YOUR DIGIT · FILED
670
Good Credit · 57 cards matched
NO ANNUAL FEE DESK · APPROVAL ODDS
Best no annual fee cards for a 670 score.
These no annual fee credit cards accept applicants in your range. Ranked by rewards value and the likelihood you actually get approved.
TIER
Good Credit
ODDS
Good — most mainstream rewards cards and sign-up bonuses are accessible
DATELINE
Apr 6, 2026
DOSSIER
What 670 means.
A 670 score gives you solid standing in the good credit range. You qualify for many popular rewards cards from Chase, Capital One, Discover, and others. Sign-up bonuses and intro APR offers are more frequently available at this level.
SECTION
No Annual Fee for 670+ Scores
ENTRY
01
CHASE · VISA
Chase Freedom UnlimitedBONUS → $200 bonus ($200)
1.5% cash back on all purchases
— Flat 1.5% cash back with no caps or category restrictions— 0% intro APR for 15 months on purchases and balance transfers— No annual fee- FEE
- $0
- APR
- 20.49–29.24%
- MIN SCORE
- 670
ENTRY
02
CHASE · MASTERCARD
Chase Freedom FlexBONUS → $200 bonus ($200)
1% cash back on all purchases
— 5% rotating quarterly bonus categories— 0% intro APR for 15 months on purchases and balance transfers— No annual fee- FEE
- $0
- APR
- 20.49–29.24%
- MIN SCORE
- 670
ENTRY
03
CHASE · VISA
Chase Freedom Rise1.5% cash back on all purchases
— No annual fee and no credit history required— Flat 1.5% cash back on everything— Automatic credit line reviews after 6 months- FEE
- $0
- APR
- 24.49–31.24%
- MIN SCORE
- 580
ENTRY
04
CHASE · VISA
Ink Business Cash Credit CardBONUS → $350 bonus ($350)
1% cash back on all purchases
— No annual fee— 5% back on office supplies, internet, cable, and phone— 0% intro APR on purchases for 12 months- FEE
- $0
- APR
- 18.49–24.49%
- MIN SCORE
- 670
ENTRY
05
CHASE · VISA
Ink Business Unlimited Credit CardBONUS → $500 bonus ($500)
1.5% cash back on all purchases
— Flat 1.5% cash back with no limits— No annual fee— 0% intro APR on purchases for 12 months- FEE
- $0
- APR
- 18.49–24.49%
- MIN SCORE
- 670
ENTRY
06
CHASE · VISA
Marriott Bonvoy Bold Credit CardBONUS → 30,000 points ($240)
1x points on all purchases
— No annual fee with Marriott Bonvoy earning— Automatic Silver Elite status— 15 elite night credits each year- FEE
- $0
- APR
- 21.49–28.49%
- MIN SCORE
- 670
ENTRY
07
AMERICAN EXPRESS · AMERICAN EXPRESS
Blue Cash Everyday Card from American ExpressBONUS → $200 statement credit ($200)
1% cash back on all purchases
— No annual fee— 3% back at US supermarkets, online retail, and gas stations— 0% intro APR for 15 months- FEE
- $0
- APR
- 19.24–29.99%
- MIN SCORE
- 670
ENTRY
08
AMERICAN EXPRESS · AMERICAN EXPRESS
American Express Cash Magnet CardBONUS → $200 statement credit ($200)
1.5% cash back on all purchases
— Flat 1.5% cash back on all purchases with no cap— No annual fee— 0% intro APR for 15 months- FEE
- $0
- APR
- 19.24–29.99%
- MIN SCORE
- 670
ENTRY
09
AMERICAN EXPRESS · AMERICAN EXPRESS
Amex EveryDay Credit CardBONUS → 10,000 points ($100)
1x points on all purchases
— No annual fee with Membership Rewards earning— 20% bonus points when you make 20+ purchases per billing period— 2x at US supermarkets- FEE
- $0
- APR
- 18.24–29.24%
- MIN SCORE
- 670
ENTRY
10
CAPITAL ONE · VISA
Capital One VentureOne Rewards Credit CardBONUS → 20,000 miles ($200)
1.25x miles on all purchases
— No annual fee travel card— 1.25x miles on every purchase— 0% intro APR for 15 months on purchases- FEE
- $0
- APR
- 19.24–27.24%
- MIN SCORE
- 670
ENTRY
11
CAPITAL ONE · VISA
Capital One SavorOne Cash Rewards Credit CardBONUS → $200 bonus ($200)
1% cash back on all purchases
— No annual fee with 3% on dining, entertainment, and groceries— 0% intro APR for 15 months— 5% cash back through Capital One Travel- FEE
- $0
- APR
- 19.24–29.24%
- MIN SCORE
- 670
ENTRY
12
CAPITAL ONE · VISA
Capital One Quicksilver Cash Rewards Credit CardBONUS → $200 bonus ($200)
1.5% cash back on all purchases
— Flat 1.5% cash back on everything— No annual fee— 0% intro APR for 15 months- FEE
- $0
- APR
- 19.24–29.24%
- MIN SCORE
- 670
ENTRY
13
CAPITAL ONE · MASTERCARD
Capital One Platinum Secured Credit CardNo rewards
— Refundable security deposit starting at $49— No annual fee— Build credit with responsible use- FEE
- $0
- APR
- 30.74–30.74%
- MIN SCORE
- 300
ENTRY
14
CAPITAL ONE · VISA
Capital One Quicksilver Student Cash RewardsBONUS → $50 bonus ($50)
1.5% cash back on all purchases
— 1.5% cash back on every purchase— No annual fee— Earn $25 late payment forgiveness- FEE
- $0
- APR
- 19.24–29.24%
- MIN SCORE
- 580
ENTRY
15
CITI · MASTERCARD
Citi Double Cash Card2% cash back (1% on purchase, 1% on payment)
— Flat 2% cash back on everything — no categories to track— 0% intro APR on balance transfers for 18 months— No annual fee- FEE
- $0
- APR
- 18.24–28.24%
- MIN SCORE
- 670
ENTRY
16
CITI · MASTERCARD
Citi Custom Cash CardBONUS → $200 bonus ($200)
1% cash back on all purchases
— Automatic 5% back on your top spending category each billing cycle— No annual fee— 0% intro APR for 15 months on purchases and balance transfers- FEE
- $0
- APR
- 18.24–28.24%
- MIN SCORE
- 670
ENTRY
17
CITI · MASTERCARD
Citi Rewards+ Card1x ThankYou points on all purchases
— Points round up to nearest 10 on every purchase— 10% points rebate for first 100,000 points redeemed per year— No annual fee- FEE
- $0
- APR
- 18.24–28.24%
- MIN SCORE
- 670
ENTRY
18
CITI · MASTERCARD
Citi Diamond Preferred CardNo rewards
— 0% intro APR on balance transfers for 21 months (industry-leading)— 0% intro APR on purchases for 12 months— No annual fee- FEE
- $0
- APR
- 18.24–28.99%
- MIN SCORE
- 670
ENTRY
19
DISCOVER · DISCOVER
Discover it Cash BackBONUS → Cashback Match (all cash back earned matched at end of first year) ($150+)
1% cash back on all purchases
— 5% rotating quarterly bonus categories— Cashback Match doubles all cash back at end of first year— 0% intro APR for 15 months- FEE
- $0
- APR
- 17.24–28.24%
- MIN SCORE
- 670
ENTRY
20
DISCOVER · DISCOVER
Discover it ChromeBONUS → Cashback Match (all cash back earned matched at end of first year) ($100+)
1% cash back on all purchases
— 2% back at gas stations and restaurants (up to $1,000/quarter)— Cashback Match doubles all cash back in the first year— 0% intro APR for 15 months- FEE
- $0
- APR
- 17.24–28.24%
- MIN SCORE
- 670
ENTRY
21
DISCOVER · DISCOVER
Discover it MilesBONUS → Miles Match (all miles earned matched at end of first year) ($200+)
1.5x miles on all purchases
— Flat 1.5x miles on every purchase— Miles Match doubles all miles at end of first year— 0% intro APR for 15 months- FEE
- $0
- APR
- 17.24–28.24%
- MIN SCORE
- 670
ENTRY
22
DISCOVER · DISCOVER
Discover it Student Cash BackBONUS → $20 Good Grades bonus each year GPA is 3.0+ ($20/year + Cashback Match)
1% cash back on all purchases
— 5% rotating quarterly bonus categories— Cashback Match doubles all cash back in the first year— $20 statement credit each school year for GPA of 3.0 or higher- FEE
- $0
- APR
- 17.24–26.24%
- MIN SCORE
- 580
ENTRY
23
DISCOVER · DISCOVER
Discover it Secured Credit CardBONUS → Cashback Match (all cash back earned matched at end of first year) ($50+)
1% cash back on all purchases
— Earns cash back even as a secured card— Cashback Match doubles all cash back in the first year— No annual fee- FEE
- $0
- APR
- 28.24–28.24%
- MIN SCORE
- 300
ENTRY
24
DISCOVER · DISCOVER
Discover it Student ChromeBONUS → $20 Good Grades bonus each year GPA is 3.0+ ($20/year + Cashback Match)
1% cash back on all purchases
— 2% back at gas stations and restaurants— Cashback Match doubles all cash back in the first year— $20 statement credit each school year for GPA of 3.0 or higher- FEE
- $0
- APR
- 17.24–26.24%
- MIN SCORE
- 580
ENTRY
25
BANK OF AMERICA · VISA
Bank of America Customized Cash Rewards Credit CardBONUS → $200 bonus ($200)
1% cash back on all purchases
— 3% back in the category of your choice (change anytime)— 2% back at grocery stores and wholesale clubs— 0% intro APR for 15 billing cycles- FEE
- $0
- APR
- 18.24–28.24%
- MIN SCORE
- 670
ENTRY
26
BANK OF AMERICA · VISA
Bank of America Unlimited Cash Rewards Credit CardBONUS → $200 bonus ($200)
1.5% cash back on all purchases
— Flat 1.5% cash back on every purchase— 0% intro APR for 15 billing cycles— Preferred Rewards members earn 25-75% more cash back- FEE
- $0
- APR
- 18.24–28.24%
- MIN SCORE
- 670
ENTRY
27
BANK OF AMERICA · VISA
Bank of America Travel Rewards Credit CardBONUS → 25,000 points ($250)
1.5 points per dollar on all purchases
— 1.5 points per dollar on every purchase— No annual fee— 0% intro APR for 15 billing cycles- FEE
- $0
- APR
- 18.24–28.24%
- MIN SCORE
- 670
ENTRY
28
BANK OF AMERICA · VISA
Bank of America Customized Cash Rewards for StudentsBONUS → $200 bonus ($200)
1% cash back on all purchases
— 3% back in the category of your choice— 2% back at grocery stores and wholesale clubs— No annual fee- FEE
- $0
- APR
- 18.24–28.24%
- MIN SCORE
- 580
ENTRY
29
BANK OF AMERICA · VISA
Bank of America Unlimited Cash Rewards for StudentsBONUS → $200 bonus ($200)
1.5% cash back on all purchases
— Flat 1.5% cash back on every purchase— No annual fee— Designed for students building credit- FEE
- $0
- APR
- 18.24–28.24%
- MIN SCORE
- 580
ENTRY
30
WELLS FARGO · VISA
Wells Fargo Active Cash CardBONUS → $200 bonus ($200)
2% cash back on all purchases
— Flat 2% cash back on all purchases — no categories to track— 0% intro APR for 15 months on purchases and balance transfers— No annual fee- FEE
- $0
- APR
- 20.24–29.99%
- MIN SCORE
- 670
ENTRY
31
WELLS FARGO · VISA
Wells Fargo Autograph CardBONUS → 20,000 points ($200)
1x points on all purchases
— 3x points on restaurants, travel, gas, transit, streaming, and phone plans— No annual fee— Cell phone protection up to $600- FEE
- $0
- APR
- 20.24–29.99%
- MIN SCORE
- 670
ENTRY
32
WELLS FARGO · VISA
Wells Fargo Reflect CardNo rewards
— 0% intro APR for 21 months on purchases and balance transfers— No annual fee— Cell phone protection up to $600- FEE
- $0
- APR
- 18.24–29.99%
- MIN SCORE
- 670
ENTRY
33
WELLS FARGO · VISA
Wells Fargo Attune CardBONUS → $200 bonus ($200)
1% cash back on all purchases
— 4% back on groceries, subscriptions, utilities, and gas— No annual fee— Cell phone protection up to $600- FEE
- $0
- APR
- 20.24–29.99%
- MIN SCORE
- 670
ENTRY
34
U.S. BANK · VISA
U.S. Bank Altitude Go Visa Signature CardBONUS → 25,000 points ($250)
1x points on all purchases
— 4x points on dining including takeout and delivery— No annual fee— 0% intro APR on purchases for 15 billing cycles- FEE
- $0
- APR
- 18.74–29.74%
- MIN SCORE
- 670
ENTRY
35
U.S. BANK · VISA
U.S. Bank Cash+ Visa Signature CardBONUS → $200 bonus ($200)
1% cash back on all purchases
— Choose your own 5% categories (utilities, TV/internet, cell phone, gyms, and more)— Choose one 2% everyday category— No annual fee- FEE
- $0
- APR
- 18.74–29.74%
- MIN SCORE
- 670
ENTRY
36
U.S. BANK · VISA
U.S. Bank Visa Platinum CardNo rewards
— 0% intro APR on balance transfers for 20 billing cycles— 0% intro APR on purchases for 18 billing cycles— No annual fee- FEE
- $0
- APR
- 18.74–29.74%
- MIN SCORE
- 670
ENTRY
37
APPLE / GOLDMAN SACHS · MASTERCARD
Apple Card1% cash back on physical card purchases
— Daily Cash paid daily to Apple Cash or Savings account— 3% back at Apple and select merchants— 2% back on all Apple Pay purchases- FEE
- $0
- APR
- 19.24–29.49%
- MIN SCORE
- 670
ENTRY
38
PENFED · VISA
PenFed Power Cash Rewards Visa Signature CardBONUS → $100 bonus ($100)
2% cash back on all purchases
— Flat 2% cash back on everything— No annual fee— Low fixed APR of 17.99%- FEE
- $0
- APR
- 17.99–17.99%
- MIN SCORE
- 670
ENTRY
39
PENFED · VISA
PenFed Gold Visa CardNo rewards
— 0% intro APR on balance transfers for 12 months— No annual fee— No balance transfer fee- FEE
- $0
- APR
- 17.99–17.99%
- MIN SCORE
- 670
ENTRY
40
NAVY FEDERAL · AMERICAN EXPRESS
Navy Federal More Rewards American Express Card1x points on all purchases
— 3x on restaurants, gas, and transit— 2x at supermarkets— Very low APR (12.24-18.00%)- FEE
- $0
- APR
- 12.24–18%
- MIN SCORE
- 670
ENTRY
41
USAA · AMERICAN EXPRESS
USAA Cashback Rewards Plus American Express Card1% cash back on all purchases
— 5% cash back on first $5,000 in purchases each year, then 1%— No annual fee— Military-focused benefits and customer service- FEE
- $0
- APR
- 16.15–29.4%
- MIN SCORE
- 670
ENTRY
42
USAA · VISA
USAA Preferred Cash Rewards Visa Signature Card1% cash back on all purchases
— 2% back on gas and groceries at US locations— No annual fee— Low APR options available for military members- FEE
- $0
- APR
- 14.65–29.4%
- MIN SCORE
- 670
ENTRY
43
BREAD FINANCIAL · AMERICAN EXPRESS
Bread Cashback American Express CardBONUS → $200 bonus ($200)
2% cash back on all purchases
— Flat 2% cash back on every purchase with no limits— No annual fee— Cash back earned as statement credits- FEE
- $0
- APR
- 20.24–29.24%
- MIN SCORE
- 670
ENTRY
44
PAYPAL / SYNCHRONY · MASTERCARD
PayPal Cashback Mastercard2% cash back on all purchases
— Flat 2% cash back everywhere, 3% through PayPal— No annual fee— Cash back deposited directly into PayPal account- FEE
- $0
- APR
- 20.24–29.99%
- MIN SCORE
- 670
ENTRY
45
AMERICAN EXPRESS · AMERICAN EXPRESS
Hilton Honors American Express CardBONUS → 70,000 Hilton points ($350)
3x points on all purchases
— No annual fee with Hilton Honors earning— Automatic Hilton Silver status— 5x at US restaurants, supermarkets, and gas stations- FEE
- $0
- APR
- 22.49–29.49%
- MIN SCORE
- 670
ENTRY
46
CHASE · VISA
Chase Freedom Student Credit CardBONUS → $50 bonus after first purchase ($50)
1% cash back on all purchases
— No annual fee and no minimum credit history— 1% cash back on every purchase— $20 Good Standing reward each anniversary for first 5 years- FEE
- $0
- APR
- 22.49–29.24%
- MIN SCORE
- 580
ENTRY
47
CITI · MASTERCARD
Citi Simplicity CardNo rewards
— 0% intro APR on balance transfers for 21 months— No late fees ever— No penalty APR- FEE
- $0
- APR
- 18.24–28.99%
- MIN SCORE
- 670
ENTRY
48
WELLS FARGO · MASTERCARD
Bilt Mastercard1x points on all purchases
— Only card that earns points on rent with no fees— Transfer points to airline and hotel partners (Hyatt, AA, United, etc.)— 3x on dining, 2x on travel- FEE
- $0
- APR
- 21.24–29.99%
- MIN SCORE
- 670
ENTRY
49
BARCLAYS · MASTERCARD
AAdvantage Aviator Silver World Elite Mastercard1x AAdvantage miles on all purchases
— No annual fee AA earning card— First checked bag at 25% discount— Preferred boarding on AA flights- FEE
- $0
- APR
- 21.24–29.24%
- MIN SCORE
- 670
ENTRY
50
BARCLAYS · MASTERCARD
Barclays View MastercardNo rewards
— 0% intro APR for 15 months on purchases and balance transfers— No annual fee— Free FICO score access- FEE
- $0
- APR
- 21.24–29.24%
- MIN SCORE
- 670
ENTRY
51
AMERICAN EXPRESS · AMERICAN EXPRESS
The Blue Business Plus Credit Card from American ExpressBONUS → 15,000 points ($150)
1x Membership Rewards points on all purchases
— 2x Membership Rewards on first $50,000 in purchases each year— No annual fee— 0% intro APR on purchases for 12 months- FEE
- $0
- APR
- 18.49–26.49%
- MIN SCORE
- 670
ENTRY
52
CITI · MASTERCARD
Citi Secured MastercardNo rewards
— Build credit with a refundable $200 minimum security deposit— No annual fee— Reports to all three credit bureaus monthly- FEE
- $0
- APR
- 25.74–25.74%
- MIN SCORE
- 300
ENTRY
53
CAPITAL ONE · VISA
Capital One Spark 1.5% Cash SelectBONUS → $500 bonus ($500)
1.5% cash back on all purchases
— 1.5% cash back on every business purchase— No annual fee— 5% cash back through Capital One Travel- FEE
- $0
- APR
- 18.49–24.49%
- MIN SCORE
- 670
ENTRY
54
CHASE · VISA
United Gateway CardBONUS → 20,000 miles ($260)
1x miles on all purchases
— No annual fee United earning card— 2x miles on United, dining, and hotels— 25% back on United in-flight purchases- FEE
- $0
- APR
- 21.49–28.49%
- MIN SCORE
- 670
ENTRY
55
DISCOVER · DISCOVER
Discover it Business CardBONUS → Cashback Match (all cash back earned matched at end of first year) ($100+)
1% cash back on all purchases
— Cashback Match doubles all cash back in the first year— 1.5% on gas, restaurants, and office supplies— No annual fee- FEE
- $0
- APR
- 17.24–25.24%
- MIN SCORE
- 670
ENTRY
56
U.S. BANK · VISA
U.S. Bank Business Triple Cash Rewards VisaBONUS → $500 bonus ($500)
1% cash back on all purchases
— 3% on gas, office supplies, cell phone, and restaurants— 5% on travel booked through Rewards Center— No annual fee- FEE
- $0
- APR
- 18.74–27.74%
- MIN SCORE
- 670
ENTRY
57
FIRST NATIONAL BANK OF OMAHA · VISA
FNBO Evergreen VisaBONUS → $200 bonus ($200)
2% cash back on all purchases
— Flat 2% cash back on every purchase with no limits— 0% intro APR for 15 months— No annual fee- FEE
- $0
- APR
- 16.24–26.24%
- MIN SCORE
- 670
QUESTIONS · ANSWERS
Frequently filed.
With a 670 credit score (Good Credit), you have 57 no annual fee card options. Our top pick is the Chase Freedom Unlimited, which offers 1.5% cash back on all purchases.