YOUR DIGIT · FILED
700
Very Good Credit · 9 cards matched
BUSINESS DESK · APPROVAL ODDS
Best business cards for a 700 score.
These business credit cards accept applicants in your range. Ranked by rewards value and the likelihood you actually get approved.
TIER
Very Good Credit
ODDS
Very good — eligible for most cards including premium travel and high-limit options
DATELINE
Apr 6, 2026
DOSSIER
What 700 means.
A 700 score puts you in the very good credit range. This is a significant milestone — you now qualify for the majority of credit cards on the market, including premium travel cards, high-limit rewards cards, and the best balance transfer offers with the longest 0% APR periods.
SECTION
Business for 700+ Scores
ENTRY
01
CHASE · VISA
Ink Business Preferred Credit CardBONUS → 100,000 points ($1,250)
1x points on all purchases
— 100K point sign-up bonus worth $1,250 in travel— 3x on the first $150,000 in combined spending— Points worth 25% more through Chase Travel- FEE
- $95
- APR
- 21.24–26.24%
- MIN SCORE
- 700
ENTRY
02
CHASE · VISA
Ink Business Cash Credit CardBONUS → $350 bonus ($350)
1% cash back on all purchases
— No annual fee— 5% back on office supplies, internet, cable, and phone— 0% intro APR on purchases for 12 months- FEE
- $0
- APR
- 18.49–24.49%
- MIN SCORE
- 670
ENTRY
03
CHASE · VISA
Ink Business Unlimited Credit CardBONUS → $500 bonus ($500)
1.5% cash back on all purchases
— Flat 1.5% cash back with no limits— No annual fee— 0% intro APR on purchases for 12 months- FEE
- $0
- APR
- 18.49–24.49%
- MIN SCORE
- 670
ENTRY
04
AMERICAN EXPRESS · AMERICAN EXPRESS
American Express Business Gold CardBONUS → 70,000 points ($700)
1x points on all purchases
— 4x on top 2 categories each billing cycle automatically— Categories include airfare, advertising, shipping, tech, fuel, restaurants— Transfer to 20+ airline and hotel partners- FEE
- $375
- APR
- 0–0%
- MIN SCORE
- 700
ENTRY
05
BANK OF AMERICA · VISA
Alaska Airlines Visa Business Credit CardBONUS → 40,000 miles + companion fare ($520)
1x miles on all purchases
— Companion Fare from $122 (taxes and fees) each year— Free checked bag for the primary cardholder— 3x miles on Alaska Airlines purchases- FEE
- $75
- APR
- 19.24–27.24%
- MIN SCORE
- 670
ENTRY
06
AMERICAN EXPRESS · AMERICAN EXPRESS
The Blue Business Plus Credit Card from American ExpressBONUS → 15,000 points ($150)
1x Membership Rewards points on all purchases
— 2x Membership Rewards on first $50,000 in purchases each year— No annual fee— 0% intro APR on purchases for 12 months- FEE
- $0
- APR
- 18.49–26.49%
- MIN SCORE
- 670
ENTRY
07
CAPITAL ONE · VISA
Capital One Spark 1.5% Cash SelectBONUS → $500 bonus ($500)
1.5% cash back on all purchases
— 1.5% cash back on every business purchase— No annual fee— 5% cash back through Capital One Travel- FEE
- $0
- APR
- 18.49–24.49%
- MIN SCORE
- 670
ENTRY
08
DISCOVER · DISCOVER
Discover it Business CardBONUS → Cashback Match (all cash back earned matched at end of first year) ($100+)
1% cash back on all purchases
— Cashback Match doubles all cash back in the first year— 1.5% on gas, restaurants, and office supplies— No annual fee- FEE
- $0
- APR
- 17.24–25.24%
- MIN SCORE
- 670
ENTRY
09
U.S. BANK · VISA
U.S. Bank Business Triple Cash Rewards VisaBONUS → $500 bonus ($500)
1% cash back on all purchases
— 3% on gas, office supplies, cell phone, and restaurants— 5% on travel booked through Rewards Center— No annual fee- FEE
- $0
- APR
- 18.74–27.74%
- MIN SCORE
- 670
QUESTIONS · ANSWERS
Frequently filed.
With a 700 credit score (Very Good Credit), you have 9 business card options. Our top pick is the Ink Business Preferred Credit Card, which offers 1x points on all purchases.