YOUR DIGIT · FILED
740
Very Good Credit · 11 cards matched
BUSINESS DESK · APPROVAL ODDS
Best business cards for a 740 score.
These business credit cards accept applicants in your range. Ranked by rewards value and the likelihood you actually get approved.
TIER
Very Good Credit
ODDS
Excellent — top-tier approval odds with the best rates and highest limits
DATELINE
Apr 6, 2026
DOSSIER
What 740 means.
A 740 score places you at the top of the very good range, on the cusp of excellent. You qualify for virtually every credit card product available, often with the best possible APRs and highest credit limits. Premium cards with annual fees of $500 or more are well within reach.
SECTION
Business for 740+ Scores
ENTRY
01
CHASE · VISA
Ink Business Preferred Credit CardBONUS → 100,000 points ($1,250)
1x points on all purchases
— 100K point sign-up bonus worth $1,250 in travel— 3x on the first $150,000 in combined spending— Points worth 25% more through Chase Travel- FEE
- $95
- APR
- 21.24–26.24%
- MIN SCORE
- 700
ENTRY
02
CHASE · VISA
Ink Business Cash Credit CardBONUS → $350 bonus ($350)
1% cash back on all purchases
— No annual fee— 5% back on office supplies, internet, cable, and phone— 0% intro APR on purchases for 12 months- FEE
- $0
- APR
- 18.49–24.49%
- MIN SCORE
- 670
ENTRY
03
CHASE · VISA
Ink Business Unlimited Credit CardBONUS → $500 bonus ($500)
1.5% cash back on all purchases
— Flat 1.5% cash back with no limits— No annual fee— 0% intro APR on purchases for 12 months- FEE
- $0
- APR
- 18.49–24.49%
- MIN SCORE
- 670
ENTRY
04
CAPITAL ONE · VISA
Capital One Spark Cash PlusBONUS → $1,200 cash bonus ($1,200)
2% cash back on all purchases
— Flat 2% cash back on every business purchase— No preset spending limit— No foreign transaction fees- FEE
- $150
- APR
- 0–0%
- MIN SCORE
- 720
ENTRY
05
AMERICAN EXPRESS · AMERICAN EXPRESS
American Express Business Gold CardBONUS → 70,000 points ($700)
1x points on all purchases
— 4x on top 2 categories each billing cycle automatically— Categories include airfare, advertising, shipping, tech, fuel, restaurants— Transfer to 20+ airline and hotel partners- FEE
- $375
- APR
- 0–0%
- MIN SCORE
- 700
ENTRY
06
CAPITAL ONE · VISA
Capital One Venture X Business CardBONUS → 150,000 miles ($1,500)
2x miles on all purchases
— Flat 2x miles on every business purchase— $300 annual Capital One Travel credit— Capital One Lounge and Priority Pass access- FEE
- $395
- APR
- 0–0%
- MIN SCORE
- 720
ENTRY
07
BANK OF AMERICA · VISA
Alaska Airlines Visa Business Credit CardBONUS → 40,000 miles + companion fare ($520)
1x miles on all purchases
— Companion Fare from $122 (taxes and fees) each year— Free checked bag for the primary cardholder— 3x miles on Alaska Airlines purchases- FEE
- $75
- APR
- 19.24–27.24%
- MIN SCORE
- 670
ENTRY
08
AMERICAN EXPRESS · AMERICAN EXPRESS
The Blue Business Plus Credit Card from American ExpressBONUS → 15,000 points ($150)
1x Membership Rewards points on all purchases
— 2x Membership Rewards on first $50,000 in purchases each year— No annual fee— 0% intro APR on purchases for 12 months- FEE
- $0
- APR
- 18.49–26.49%
- MIN SCORE
- 670
ENTRY
09
CAPITAL ONE · VISA
Capital One Spark 1.5% Cash SelectBONUS → $500 bonus ($500)
1.5% cash back on all purchases
— 1.5% cash back on every business purchase— No annual fee— 5% cash back through Capital One Travel- FEE
- $0
- APR
- 18.49–24.49%
- MIN SCORE
- 670
ENTRY
10
DISCOVER · DISCOVER
Discover it Business CardBONUS → Cashback Match (all cash back earned matched at end of first year) ($100+)
1% cash back on all purchases
— Cashback Match doubles all cash back in the first year— 1.5% on gas, restaurants, and office supplies— No annual fee- FEE
- $0
- APR
- 17.24–25.24%
- MIN SCORE
- 670
ENTRY
11
U.S. BANK · VISA
U.S. Bank Business Triple Cash Rewards VisaBONUS → $500 bonus ($500)
1% cash back on all purchases
— 3% on gas, office supplies, cell phone, and restaurants— 5% on travel booked through Rewards Center— No annual fee- FEE
- $0
- APR
- 18.74–27.74%
- MIN SCORE
- 670
QUESTIONS · ANSWERS
Frequently filed.
With a 740 credit score (Very Good Credit), you have 11 business card options. Our top pick is the Ink Business Preferred Credit Card, which offers 1x points on all purchases.