Will applying for a credit card hurt my 680 credit score?

Most credit card applications result in a hard inquiry, which typically lowers your score by 5-10 points temporarily. The impact diminishes over 12 months and falls off your report after 2 years. Only apply for cards you're confident you'll be approved for.

680

Good Credit · 3 cards matched

Best hotel cards for a 680 score.

Q: Is a 680 credit score good enough for a hotel card?

A 680 score is considered good credit. Good — strong approval odds for most rewards cards and some premium options. We found 3 cards in this category that accept your score range.

These hotel credit cards accept applicants in your range. Ranked by rewards value and the likelihood you actually get approved.

Good Credit

Good — strong approval odds for most rewards cards and some premium options

Apr 6, 2026

What 680 means.

At 680, you are well-positioned in the good credit range and approaching the threshold for premium card consideration. You have access to strong travel and cash back cards, competitive APRs, and generous welcome offers from most major issuers.

Hotel for 680+ Scores

ENTRY
01
CHASE · VISA
Marriott Bonvoy Bold Credit Card
BONUS → 30,000 points ($240)
1x points on all purchases
— No annual fee with Marriott Bonvoy earning— Automatic Silver Elite status— 15 elite night credits each year
FEE
$0
APR
21.49–28.49%
MIN SCORE
670
Apply →READ THE FULL REVIEW →
ENTRY
02
BARCLAYS · VISA
Wyndham Rewards Earner Plus Card
BONUS → 45,000 Wyndham Rewards points ($540)
1x Wyndham Rewards points on all purchases
— 6x points at Wyndham hotels worldwide— Automatic Wyndham Rewards Gold status— 4x on gas and grocery stores
FEE
$75
APR
21.24–29.24%
MIN SCORE
670
Apply →READ THE FULL REVIEW →
ENTRY
03
AMERICAN EXPRESS · AMERICAN EXPRESS
Hilton Honors American Express Card
BONUS → 70,000 Hilton points ($350)
3x points on all purchases
— No annual fee with Hilton Honors earning— Automatic Hilton Silver status— 5x at US restaurants, supermarkets, and gas stations
FEE
$0
APR
22.49–29.49%
MIN SCORE
670
Apply →READ THE FULL REVIEW →

Try another digit.

580

Poor Credit

600

Poor Credit

620

Fair Credit

640

Fair Credit

650

Fair Credit

660

Good Credit

670

Good Credit

680

Good Credit

700

Very Good Credit

720

Very Good Credit

740

Very Good Credit

760

Excellent Credit

780

Excellent Credit

Frequently filed.

With a 680 credit score (Good Credit), you have 3 hotel card options. Our top pick is the Marriott Bonvoy Bold Credit Card, which offers 1x points on all purchases.