YOUR DIGIT · FILED
780
Excellent Credit · 8 cards matched
HOTEL DESK · APPROVAL ODDS
Best hotel cards for a 780 score.
These hotel credit cards accept applicants in your range. Ranked by rewards value and the likelihood you actually get approved.
TIER
Excellent Credit
ODDS
Excellent — universal approval with the best possible terms across all issuers
DATELINE
Apr 6, 2026
DOSSIER
What 780 means.
A 780 score represents top-tier creditworthiness. You are in the upper echelon of the excellent range, and there is no credit card you cannot qualify for. At this level, the game is purely about optimizing your card portfolio for maximum rewards, perks, and value across your spending patterns.
SECTION
Hotel for 780+ Scores
ENTRY
01
CHASE · VISA
Marriott Bonvoy Bold Credit CardBONUS → 30,000 points ($240)
1x points on all purchases
— No annual fee with Marriott Bonvoy earning— Automatic Silver Elite status— 15 elite night credits each year- FEE
- $0
- APR
- 21.49–28.49%
- MIN SCORE
- 670
ENTRY
02
CHASE · VISA
Marriott Bonvoy Boundless Credit CardBONUS → 85,000 points ($680)
2x points on all purchases
— Free night award each account anniversary (up to 35,000 points)— Automatic Gold Elite status— 15 elite night credits each year- FEE
- $95
- APR
- 21.49–28.49%
- MIN SCORE
- 700
ENTRY
03
CHASE · MASTERCARD
IHG One Rewards Premier Credit CardBONUS → 140,000 points ($840)
3x points on all purchases
— Free night award each account anniversary (up to 40,000 points)— Automatic Platinum Elite status— Fourth night free on reward stays- FEE
- $99
- APR
- 21.49–28.49%
- MIN SCORE
- 700
ENTRY
04
AMERICAN EXPRESS · AMERICAN EXPRESS
Hilton Honors American Express Aspire CardBONUS → 175,000 Hilton points ($875)
3x points on all purchases
— Complimentary Hilton Diamond status— Free weekend night reward each year— $250 Hilton resort credit annually- FEE
- $550
- APR
- 22.49–29.49%
- MIN SCORE
- 720
ENTRY
05
AMERICAN EXPRESS · AMERICAN EXPRESS
Hilton Honors American Express Surpass CardBONUS → 130,000 Hilton points ($650)
3x points on all purchases
— Complimentary Hilton Gold status— Free weekend night after $15K in annual spend— 10 Priority Pass lounge visits per year- FEE
- $150
- APR
- 22.49–29.49%
- MIN SCORE
- 700
ENTRY
06
BARCLAYS · VISA
Wyndham Rewards Earner Plus CardBONUS → 45,000 Wyndham Rewards points ($540)
1x Wyndham Rewards points on all purchases
— 6x points at Wyndham hotels worldwide— Automatic Wyndham Rewards Gold status— 4x on gas and grocery stores- FEE
- $75
- APR
- 21.24–29.24%
- MIN SCORE
- 670
ENTRY
07
AMERICAN EXPRESS · AMERICAN EXPRESS
Hilton Honors American Express CardBONUS → 70,000 Hilton points ($350)
3x points on all purchases
— No annual fee with Hilton Honors earning— Automatic Hilton Silver status— 5x at US restaurants, supermarkets, and gas stations- FEE
- $0
- APR
- 22.49–29.49%
- MIN SCORE
- 670
ENTRY
08
AMERICAN EXPRESS · AMERICAN EXPRESS
Marriott Bonvoy Brilliant American Express CardBONUS → 185,000 Marriott Bonvoy points ($1,480)
2x points on all purchases
— Free night award up to 85,000 points each account anniversary— Automatic Platinum Elite status— $25 monthly dining credit at select restaurants- FEE
- $650
- APR
- 21.49–29.49%
- MIN SCORE
- 720
QUESTIONS · ANSWERS
Frequently filed.
With a 780 credit score (Excellent Credit), you have 8 hotel card options. Our top pick is the Marriott Bonvoy Bold Credit Card, which offers 1x points on all purchases.