YOUR DIGIT · FILED
680
Good Credit · 21 cards matched
REWARDS DESK · APPROVAL ODDS
Best rewards cards for a 680 score.
These rewards credit cards accept applicants in your range. Ranked by rewards value and the likelihood you actually get approved.
TIER
Good Credit
ODDS
Good — strong approval odds for most rewards cards and some premium options
DATELINE
Apr 6, 2026
DOSSIER
What 680 means.
At 680, you are well-positioned in the good credit range and approaching the threshold for premium card consideration. You have access to strong travel and cash back cards, competitive APRs, and generous welcome offers from most major issuers.
SECTION
Rewards for 680+ Scores
ENTRY
01
CHASE · VISA
Chase Freedom UnlimitedBONUS → $200 bonus ($200)
1.5% cash back on all purchases
— Flat 1.5% cash back with no caps or category restrictions— 0% intro APR for 15 months on purchases and balance transfers— No annual fee- FEE
- $0
- APR
- 20.49–29.24%
- MIN SCORE
- 670
ENTRY
02
CHASE · MASTERCARD
Chase Freedom FlexBONUS → $200 bonus ($200)
1% cash back on all purchases
— 5% rotating quarterly bonus categories— 0% intro APR for 15 months on purchases and balance transfers— No annual fee- FEE
- $0
- APR
- 20.49–29.24%
- MIN SCORE
- 670
ENTRY
03
CHASE · VISA
United Explorer CardBONUS → 50,000 miles ($650)
1x miles on all purchases
— Free first checked bag for you and a companion— Two United Club one-time passes per year— 25% back on United in-flight purchases- FEE
- $95
- APR
- 22.49–29.49%
- MIN SCORE
- 670
ENTRY
04
CHASE · VISA
Southwest Rapid Rewards Plus Credit CardBONUS → 50,000 points ($700)
1x points on all purchases
— 3,000 anniversary bonus points each year— 2 EarlyBird Check-In benefits per year— 25% back on in-flight drinks and WiFi- FEE
- $69
- APR
- 21.49–28.49%
- MIN SCORE
- 670
ENTRY
05
AMERICAN EXPRESS · AMERICAN EXPRESS
Blue Cash Preferred Card from American ExpressBONUS → $250 statement credit ($250)
1% cash back on all purchases
— 6% cash back at US supermarkets (up to $6,000/year)— 6% on select US streaming subscriptions— 0% intro APR for 12 months on purchases and balance transfers- FEE
- $95
- APR
- 19.24–29.99%
- MIN SCORE
- 670
ENTRY
06
AMERICAN EXPRESS · AMERICAN EXPRESS
Amex EveryDay Credit CardBONUS → 10,000 points ($100)
1x points on all purchases
— No annual fee with Membership Rewards earning— 20% bonus points when you make 20+ purchases per billing period— 2x at US supermarkets- FEE
- $0
- APR
- 18.24–29.24%
- MIN SCORE
- 670
ENTRY
07
AMERICAN EXPRESS · AMERICAN EXPRESS
Delta SkyMiles Gold American Express CardBONUS → 40,000 miles ($480)
1x miles on all purchases
— First checked bag free on Delta flights— Priority boarding on Delta flights— 20% back on Delta in-flight purchases- FEE
- $150
- APR
- 21.49–29.49%
- MIN SCORE
- 670
ENTRY
08
CAPITAL ONE · VISA
Capital One VentureOne Rewards Credit CardBONUS → 20,000 miles ($200)
1.25x miles on all purchases
— No annual fee travel card— 1.25x miles on every purchase— 0% intro APR for 15 months on purchases- FEE
- $0
- APR
- 19.24–27.24%
- MIN SCORE
- 670
ENTRY
09
CAPITAL ONE · VISA
Capital One SavorOne Cash Rewards Credit CardBONUS → $200 bonus ($200)
1% cash back on all purchases
— No annual fee with 3% on dining, entertainment, and groceries— 0% intro APR for 15 months— 5% cash back through Capital One Travel- FEE
- $0
- APR
- 19.24–29.24%
- MIN SCORE
- 670
ENTRY
10
CITI · MASTERCARD
Citi Rewards+ Card1x ThankYou points on all purchases
— Points round up to nearest 10 on every purchase— 10% points rebate for first 100,000 points redeemed per year— No annual fee- FEE
- $0
- APR
- 18.24–28.24%
- MIN SCORE
- 670
ENTRY
11
DISCOVER · DISCOVER
Discover it Cash BackBONUS → Cashback Match (all cash back earned matched at end of first year) ($150+)
1% cash back on all purchases
— 5% rotating quarterly bonus categories— Cashback Match doubles all cash back at end of first year— 0% intro APR for 15 months- FEE
- $0
- APR
- 17.24–28.24%
- MIN SCORE
- 670
ENTRY
12
DISCOVER · DISCOVER
Discover it MilesBONUS → Miles Match (all miles earned matched at end of first year) ($200+)
1.5x miles on all purchases
— Flat 1.5x miles on every purchase— Miles Match doubles all miles at end of first year— 0% intro APR for 15 months- FEE
- $0
- APR
- 17.24–28.24%
- MIN SCORE
- 670
ENTRY
13
BANK OF AMERICA · VISA
Bank of America Travel Rewards Credit CardBONUS → 25,000 points ($250)
1.5 points per dollar on all purchases
— 1.5 points per dollar on every purchase— No annual fee— 0% intro APR for 15 billing cycles- FEE
- $0
- APR
- 18.24–28.24%
- MIN SCORE
- 670
ENTRY
14
BANK OF AMERICA · VISA
Alaska Airlines Visa Signature Credit CardBONUS → 70,000 miles + companion fare ($840)
1x miles on all purchases
— Famous Companion Fare from $122 (taxes and fees) each year— Free checked bag for you and up to 6 guests— 3x miles on Alaska Airlines purchases- FEE
- $95
- APR
- 19.24–27.24%
- MIN SCORE
- 670
ENTRY
15
WELLS FARGO · VISA
Wells Fargo Autograph CardBONUS → 20,000 points ($200)
1x points on all purchases
— 3x points on restaurants, travel, gas, transit, streaming, and phone plans— No annual fee— Cell phone protection up to $600- FEE
- $0
- APR
- 20.24–29.99%
- MIN SCORE
- 670
ENTRY
16
U.S. BANK · VISA
U.S. Bank Altitude Go Visa Signature CardBONUS → 25,000 points ($250)
1x points on all purchases
— 4x points on dining including takeout and delivery— No annual fee— 0% intro APR on purchases for 15 billing cycles- FEE
- $0
- APR
- 18.74–29.74%
- MIN SCORE
- 670
ENTRY
17
BARCLAYS · MASTERCARD
JetBlue Plus CardBONUS → 60,000 TrueBlue points ($780)
1x TrueBlue points on all purchases
— 6x points on JetBlue purchases— First checked bag free for you and up to 3 companions— 50% savings on in-flight food and drinks- FEE
- $99
- APR
- 21.24–29.24%
- MIN SCORE
- 670
ENTRY
18
BARCLAYS · VISA
Wyndham Rewards Earner Plus CardBONUS → 45,000 Wyndham Rewards points ($540)
1x Wyndham Rewards points on all purchases
— 6x points at Wyndham hotels worldwide— Automatic Wyndham Rewards Gold status— 4x on gas and grocery stores- FEE
- $75
- APR
- 21.24–29.24%
- MIN SCORE
- 670
ENTRY
19
NAVY FEDERAL · AMERICAN EXPRESS
Navy Federal More Rewards American Express Card1x points on all purchases
— 3x on restaurants, gas, and transit— 2x at supermarkets— Very low APR (12.24-18.00%)- FEE
- $0
- APR
- 12.24–18%
- MIN SCORE
- 670
ENTRY
20
WELLS FARGO · MASTERCARD
Bilt Mastercard1x points on all purchases
— Only card that earns points on rent with no fees— Transfer points to airline and hotel partners (Hyatt, AA, United, etc.)— 3x on dining, 2x on travel- FEE
- $0
- APR
- 21.24–29.99%
- MIN SCORE
- 670
ENTRY
21
AMERICAN EXPRESS · AMERICAN EXPRESS
The Blue Business Plus Credit Card from American ExpressBONUS → 15,000 points ($150)
1x Membership Rewards points on all purchases
— 2x Membership Rewards on first $50,000 in purchases each year— No annual fee— 0% intro APR on purchases for 12 months- FEE
- $0
- APR
- 18.49–26.49%
- MIN SCORE
- 670
QUESTIONS · ANSWERS
Frequently filed.
With a 680 credit score (Good Credit), you have 21 rewards card options. Our top pick is the Chase Freedom Unlimited, which offers 1.5% cash back on all purchases.