YOUR DIGIT · FILED
700
Very Good Credit · 43 cards matched
REWARDS DESK · APPROVAL ODDS
Best rewards cards for a 700 score.
These rewards credit cards accept applicants in your range. Ranked by rewards value and the likelihood you actually get approved.
TIER
Very Good Credit
ODDS
Very good — eligible for most cards including premium travel and high-limit options
DATELINE
Apr 6, 2026
DOSSIER
What 700 means.
A 700 score puts you in the very good credit range. This is a significant milestone — you now qualify for the majority of credit cards on the market, including premium travel cards, high-limit rewards cards, and the best balance transfer offers with the longest 0% APR periods.
SECTION
Rewards for 700+ Scores
ENTRY
01
CHASE · VISA
Chase Sapphire Preferred CardBONUS → 60,000 points ($750)
1x points on all purchases
— Points worth 25% more when redeemed through Chase Travel— Transfer points to 14+ airline and hotel partners— $50 annual Chase Travel hotel credit- FEE
- $95
- APR
- 21.49–28.49%
- MIN SCORE
- 700
ENTRY
02
CHASE · VISA
Chase Freedom UnlimitedBONUS → $200 bonus ($200)
1.5% cash back on all purchases
— Flat 1.5% cash back with no caps or category restrictions— 0% intro APR for 15 months on purchases and balance transfers— No annual fee- FEE
- $0
- APR
- 20.49–29.24%
- MIN SCORE
- 670
ENTRY
03
CHASE · MASTERCARD
Chase Freedom FlexBONUS → $200 bonus ($200)
1% cash back on all purchases
— 5% rotating quarterly bonus categories— 0% intro APR for 15 months on purchases and balance transfers— No annual fee- FEE
- $0
- APR
- 20.49–29.24%
- MIN SCORE
- 670
ENTRY
04
CHASE · VISA
Ink Business Preferred Credit CardBONUS → 100,000 points ($1,250)
1x points on all purchases
— 100K point sign-up bonus worth $1,250 in travel— 3x on the first $150,000 in combined spending— Points worth 25% more through Chase Travel- FEE
- $95
- APR
- 21.24–26.24%
- MIN SCORE
- 700
ENTRY
05
CHASE · VISA
United Explorer CardBONUS → 50,000 miles ($650)
1x miles on all purchases
— Free first checked bag for you and a companion— Two United Club one-time passes per year— 25% back on United in-flight purchases- FEE
- $95
- APR
- 22.49–29.49%
- MIN SCORE
- 670
ENTRY
06
CHASE · VISA
United Quest CardBONUS → 70,000 miles ($910)
1x miles on all purchases
— $125 annual United purchase credit— 10,000 mile anniversary bonus each year— Free checked bags for you and companions- FEE
- $250
- APR
- 22.49–29.49%
- MIN SCORE
- 700
ENTRY
07
CHASE · VISA
Southwest Rapid Rewards Plus Credit CardBONUS → 50,000 points ($700)
1x points on all purchases
— 3,000 anniversary bonus points each year— 2 EarlyBird Check-In benefits per year— 25% back on in-flight drinks and WiFi- FEE
- $69
- APR
- 21.49–28.49%
- MIN SCORE
- 670
ENTRY
08
CHASE · VISA
Southwest Rapid Rewards Priority Credit CardBONUS → 50,000 points ($700)
1x points on all purchases
— $75 annual Southwest travel credit— 7,500 anniversary bonus points each year— 4 upgraded boardings per year when available- FEE
- $149
- APR
- 21.49–28.49%
- MIN SCORE
- 700
ENTRY
09
CHASE · VISA
Marriott Bonvoy Boundless Credit CardBONUS → 85,000 points ($680)
2x points on all purchases
— Free night award each account anniversary (up to 35,000 points)— Automatic Gold Elite status— 15 elite night credits each year- FEE
- $95
- APR
- 21.49–28.49%
- MIN SCORE
- 700
ENTRY
10
CHASE · MASTERCARD
IHG One Rewards Premier Credit CardBONUS → 140,000 points ($840)
3x points on all purchases
— Free night award each account anniversary (up to 40,000 points)— Automatic Platinum Elite status— Fourth night free on reward stays- FEE
- $99
- APR
- 21.49–28.49%
- MIN SCORE
- 700
ENTRY
11
AMERICAN EXPRESS · AMERICAN EXPRESS
American Express Gold CardBONUS → 60,000 points ($1,200)
1x points on all purchases
— $120 dining credit ($10/month at select restaurants)— $120 Uber Cash ($10/month plus $20 in December)— 4x at restaurants worldwide with no cap- FEE
- $250
- APR
- 0–0%
- MIN SCORE
- 700
ENTRY
12
AMERICAN EXPRESS · AMERICAN EXPRESS
American Express Green CardBONUS → 40,000 points ($800)
1x points on all purchases
— $189 CLEAR Plus credit annually— LoungeBuddy airport lounge access— 3x on travel, transit, and dining- FEE
- $150
- APR
- 0–0%
- MIN SCORE
- 700
ENTRY
13
AMERICAN EXPRESS · AMERICAN EXPRESS
Blue Cash Preferred Card from American ExpressBONUS → $250 statement credit ($250)
1% cash back on all purchases
— 6% cash back at US supermarkets (up to $6,000/year)— 6% on select US streaming subscriptions— 0% intro APR for 12 months on purchases and balance transfers- FEE
- $95
- APR
- 19.24–29.99%
- MIN SCORE
- 670
ENTRY
14
AMERICAN EXPRESS · AMERICAN EXPRESS
Amex EveryDay Credit CardBONUS → 10,000 points ($100)
1x points on all purchases
— No annual fee with Membership Rewards earning— 20% bonus points when you make 20+ purchases per billing period— 2x at US supermarkets- FEE
- $0
- APR
- 18.24–29.24%
- MIN SCORE
- 670
ENTRY
15
AMERICAN EXPRESS · AMERICAN EXPRESS
Amex EveryDay Preferred Credit CardBONUS → 15,000 points ($150)
1x points on all purchases
— 50% bonus points when you make 30+ purchases per billing period— 3x at US supermarkets (up to $6,000/year)— 2x at US gas stations- FEE
- $95
- APR
- 18.24–29.24%
- MIN SCORE
- 700
ENTRY
16
AMERICAN EXPRESS · AMERICAN EXPRESS
Hilton Honors American Express Surpass CardBONUS → 130,000 Hilton points ($650)
3x points on all purchases
— Complimentary Hilton Gold status— Free weekend night after $15K in annual spend— 10 Priority Pass lounge visits per year- FEE
- $150
- APR
- 22.49–29.49%
- MIN SCORE
- 700
ENTRY
17
AMERICAN EXPRESS · AMERICAN EXPRESS
Delta SkyMiles Gold American Express CardBONUS → 40,000 miles ($480)
1x miles on all purchases
— First checked bag free on Delta flights— Priority boarding on Delta flights— 20% back on Delta in-flight purchases- FEE
- $150
- APR
- 21.49–29.49%
- MIN SCORE
- 670
ENTRY
18
AMERICAN EXPRESS · AMERICAN EXPRESS
Delta SkyMiles Platinum American Express CardBONUS → 60,000 miles ($720)
1x miles on all purchases
— Companion Certificate each year (domestic roundtrip)— First checked bag free on Delta flights— Delta Sky Club access at reduced rate- FEE
- $350
- APR
- 21.49–29.49%
- MIN SCORE
- 700
ENTRY
19
CAPITAL ONE · VISA
Capital One Venture Rewards Credit CardBONUS → 75,000 miles ($750)
2x miles on all purchases
— Flat 2x miles on every purchase— Transfer miles to 15+ airline and hotel partners— Up to $100 Global Entry or TSA PreCheck credit- FEE
- $95
- APR
- 19.24–27.24%
- MIN SCORE
- 700
ENTRY
20
CAPITAL ONE · VISA
Capital One VentureOne Rewards Credit CardBONUS → 20,000 miles ($200)
1.25x miles on all purchases
— No annual fee travel card— 1.25x miles on every purchase— 0% intro APR for 15 months on purchases- FEE
- $0
- APR
- 19.24–27.24%
- MIN SCORE
- 670
ENTRY
21
CAPITAL ONE · VISA
Capital One SavorOne Cash Rewards Credit CardBONUS → $200 bonus ($200)
1% cash back on all purchases
— No annual fee with 3% on dining, entertainment, and groceries— 0% intro APR for 15 months— 5% cash back through Capital One Travel- FEE
- $0
- APR
- 19.24–29.24%
- MIN SCORE
- 670
ENTRY
22
CAPITAL ONE · VISA
Capital One Savor Cash Rewards Credit CardBONUS → $300 bonus ($300)
1% cash back on all purchases
— 4% cash back on dining and entertainment— 8% back through Capital One Travel— Complimentary Uber One membership- FEE
- $95
- APR
- 19.24–29.24%
- MIN SCORE
- 700
ENTRY
23
CITI · MASTERCARD
Citi Rewards+ Card1x ThankYou points on all purchases
— Points round up to nearest 10 on every purchase— 10% points rebate for first 100,000 points redeemed per year— No annual fee- FEE
- $0
- APR
- 18.24–28.24%
- MIN SCORE
- 670
ENTRY
24
CITI · MASTERCARD
Citi Premier CardBONUS → 60,000 points ($600)
1x ThankYou points on all purchases
— 3x points on restaurants, supermarkets, gas, air travel, and hotels— Transfer ThankYou Points to 15+ airline partners— No foreign transaction fees- FEE
- $95
- APR
- 21.24–29.24%
- MIN SCORE
- 700
ENTRY
25
CITI · MASTERCARD
Citi Strata Premier CardBONUS → 75,000 points ($750)
1x ThankYou points on all purchases
— 10x on hotels and flights booked through thankyou.com— 3x on restaurants, supermarkets, gas, and EV charging— Transfer to 15+ airline and hotel partners- FEE
- $95
- APR
- 21.24–29.24%
- MIN SCORE
- 700
ENTRY
26
CITI · MASTERCARD
Citi AAdvantage Platinum Select World Elite MastercardBONUS → 50,000 miles ($650)
1x AAdvantage miles on all purchases
— First checked bag free on AA domestic flights— Preferred boarding on AA flights— $125 AA flight discount after $20K annual spend- FEE
- $99
- APR
- 21.24–29.24%
- MIN SCORE
- 700
ENTRY
27
DISCOVER · DISCOVER
Discover it Cash BackBONUS → Cashback Match (all cash back earned matched at end of first year) ($150+)
1% cash back on all purchases
— 5% rotating quarterly bonus categories— Cashback Match doubles all cash back at end of first year— 0% intro APR for 15 months- FEE
- $0
- APR
- 17.24–28.24%
- MIN SCORE
- 670
ENTRY
28
DISCOVER · DISCOVER
Discover it MilesBONUS → Miles Match (all miles earned matched at end of first year) ($200+)
1.5x miles on all purchases
— Flat 1.5x miles on every purchase— Miles Match doubles all miles at end of first year— 0% intro APR for 15 months- FEE
- $0
- APR
- 17.24–28.24%
- MIN SCORE
- 670
ENTRY
29
BANK OF AMERICA · VISA
Bank of America Premium Rewards Credit CardBONUS → 60,000 points ($600)
1.5 points per dollar on all purchases
— 2 points per dollar on travel and dining— Up to $100 airline incidental statement credit— Up to $100 Global Entry or TSA PreCheck credit- FEE
- $95
- APR
- 19.24–29.24%
- MIN SCORE
- 700
ENTRY
30
BANK OF AMERICA · VISA
Bank of America Travel Rewards Credit CardBONUS → 25,000 points ($250)
1.5 points per dollar on all purchases
— 1.5 points per dollar on every purchase— No annual fee— 0% intro APR for 15 billing cycles- FEE
- $0
- APR
- 18.24–28.24%
- MIN SCORE
- 670
ENTRY
31
BANK OF AMERICA · VISA
Alaska Airlines Visa Signature Credit CardBONUS → 70,000 miles + companion fare ($840)
1x miles on all purchases
— Famous Companion Fare from $122 (taxes and fees) each year— Free checked bag for you and up to 6 guests— 3x miles on Alaska Airlines purchases- FEE
- $95
- APR
- 19.24–27.24%
- MIN SCORE
- 670
ENTRY
32
WELLS FARGO · VISA
Wells Fargo Autograph CardBONUS → 20,000 points ($200)
1x points on all purchases
— 3x points on restaurants, travel, gas, transit, streaming, and phone plans— No annual fee— Cell phone protection up to $600- FEE
- $0
- APR
- 20.24–29.99%
- MIN SCORE
- 670
ENTRY
33
WELLS FARGO · VISA
Wells Fargo Autograph Journey CardBONUS → 50,000 points ($500)
1x points on all purchases
— 5x on hotels and 4x on airlines— Up to $50 airline credit annually— Up to $100 Global Entry or TSA PreCheck credit- FEE
- $95
- APR
- 21.24–29.99%
- MIN SCORE
- 700
ENTRY
34
U.S. BANK · VISA
U.S. Bank Altitude Go Visa Signature CardBONUS → 25,000 points ($250)
1x points on all purchases
— 4x points on dining including takeout and delivery— No annual fee— 0% intro APR on purchases for 15 billing cycles- FEE
- $0
- APR
- 18.74–29.74%
- MIN SCORE
- 670
ENTRY
35
U.S. BANK · VISA
U.S. Bank Altitude Connect Visa Signature CardBONUS → 50,000 points ($500)
1x points on all purchases
— 5x on travel, 4x on gas, streaming, and EV charging— $30 streaming credit annually— Up to $100 Global Entry or TSA PreCheck credit- FEE
- $95
- APR
- 19.74–28.74%
- MIN SCORE
- 700
ENTRY
36
BARCLAYS · MASTERCARD
AAdvantage Aviator Red World Elite MastercardBONUS → 60,000 miles after first purchase ($780)
1x AAdvantage miles on all purchases
— 60,000 mile bonus after just ONE purchase— First checked bag free on AA domestic flights— Preferred boarding on AA flights- FEE
- $99
- APR
- 21.24–29.24%
- MIN SCORE
- 700
ENTRY
37
BARCLAYS · MASTERCARD
JetBlue Plus CardBONUS → 60,000 TrueBlue points ($780)
1x TrueBlue points on all purchases
— 6x points on JetBlue purchases— First checked bag free for you and up to 3 companions— 50% savings on in-flight food and drinks- FEE
- $99
- APR
- 21.24–29.24%
- MIN SCORE
- 670
ENTRY
38
BARCLAYS · VISA
Wyndham Rewards Earner Plus CardBONUS → 45,000 Wyndham Rewards points ($540)
1x Wyndham Rewards points on all purchases
— 6x points at Wyndham hotels worldwide— Automatic Wyndham Rewards Gold status— 4x on gas and grocery stores- FEE
- $75
- APR
- 21.24–29.24%
- MIN SCORE
- 670
ENTRY
39
NAVY FEDERAL · VISA
Navy Federal Credit Union Visa Signature Flagship RewardsBONUS → 40,000 points ($400)
1x points on all purchases
— 3x points on travel and dining— Very low APR compared to competitors (12.24-18.00%)— Transfer points to airline and hotel partners- FEE
- $49
- APR
- 12.24–18%
- MIN SCORE
- 700
ENTRY
40
NAVY FEDERAL · AMERICAN EXPRESS
Navy Federal More Rewards American Express Card1x points on all purchases
— 3x on restaurants, gas, and transit— 2x at supermarkets— Very low APR (12.24-18.00%)- FEE
- $0
- APR
- 12.24–18%
- MIN SCORE
- 670
ENTRY
41
AMERICAN EXPRESS · AMERICAN EXPRESS
American Express Business Gold CardBONUS → 70,000 points ($700)
1x points on all purchases
— 4x on top 2 categories each billing cycle automatically— Categories include airfare, advertising, shipping, tech, fuel, restaurants— Transfer to 20+ airline and hotel partners- FEE
- $375
- APR
- 0–0%
- MIN SCORE
- 700
ENTRY
42
WELLS FARGO · MASTERCARD
Bilt Mastercard1x points on all purchases
— Only card that earns points on rent with no fees— Transfer points to airline and hotel partners (Hyatt, AA, United, etc.)— 3x on dining, 2x on travel- FEE
- $0
- APR
- 21.24–29.99%
- MIN SCORE
- 670
ENTRY
43
AMERICAN EXPRESS · AMERICAN EXPRESS
The Blue Business Plus Credit Card from American ExpressBONUS → 15,000 points ($150)
1x Membership Rewards points on all purchases
— 2x Membership Rewards on first $50,000 in purchases each year— No annual fee— 0% intro APR on purchases for 12 months- FEE
- $0
- APR
- 18.49–26.49%
- MIN SCORE
- 670
QUESTIONS · ANSWERS
Frequently filed.
With a 700 credit score (Very Good Credit), you have 43 rewards card options. Our top pick is the Chase Sapphire Preferred Card, which offers 1x points on all purchases.