Will applying for a credit card hurt my 680 credit score?

Most credit card applications result in a hard inquiry, which typically lowers your score by 5-10 points temporarily. The impact diminishes over 12 months and falls off your report after 2 years. Only apply for cards you're confident you'll be approved for.

680

Good Credit · 6 cards matched

Best groceries cards for a 680 score.

Q: Is a 680 credit score good enough for a groceries card?

A 680 score is considered good credit. Good — strong approval odds for most rewards cards and some premium options. We found 6 cards in this category that accept your score range.

These groceries credit cards accept applicants in your range. Ranked by rewards value and the likelihood you actually get approved.

Good Credit

Good — strong approval odds for most rewards cards and some premium options

Apr 6, 2026

What 680 means.

At 680, you are well-positioned in the good credit range and approaching the threshold for premium card consideration. You have access to strong travel and cash back cards, competitive APRs, and generous welcome offers from most major issuers.

Groceries for 680+ Scores

ENTRY
01
AMERICAN EXPRESS · AMERICAN EXPRESS
Blue Cash Preferred Card from American Express
BONUS → $250 statement credit ($250)
1% cash back on all purchases
— 6% cash back at US supermarkets (up to $6,000/year)— 6% on select US streaming subscriptions— 0% intro APR for 12 months on purchases and balance transfers
FEE
$95
APR
19.24–29.99%
MIN SCORE
670
Apply →READ THE FULL REVIEW →
ENTRY
02
AMERICAN EXPRESS · AMERICAN EXPRESS
Blue Cash Everyday Card from American Express
BONUS → $200 statement credit ($200)
1% cash back on all purchases
— No annual fee— 3% back at US supermarkets, online retail, and gas stations— 0% intro APR for 15 months
FEE
$0
APR
19.24–29.99%
MIN SCORE
670
Apply →READ THE FULL REVIEW →
ENTRY
03
AMERICAN EXPRESS · AMERICAN EXPRESS
Amex EveryDay Credit Card
BONUS → 10,000 points ($100)
1x points on all purchases
— No annual fee with Membership Rewards earning— 20% bonus points when you make 20+ purchases per billing period— 2x at US supermarkets
FEE
$0
APR
18.24–29.24%
MIN SCORE
670
Apply →READ THE FULL REVIEW →
ENTRY
04
CITI · MASTERCARD
Citi Custom Cash Card
BONUS → $200 bonus ($200)
1% cash back on all purchases
— Automatic 5% back on your top spending category each billing cycle— No annual fee— 0% intro APR for 15 months on purchases and balance transfers
FEE
$0
APR
18.24–28.24%
MIN SCORE
670
Apply →READ THE FULL REVIEW →
ENTRY
05
WELLS FARGO · VISA
Wells Fargo Attune Card
BONUS → $200 bonus ($200)
1% cash back on all purchases
— 4% back on groceries, subscriptions, utilities, and gas— No annual fee— Cell phone protection up to $600
FEE
$0
APR
20.24–29.99%
MIN SCORE
670
Apply →READ THE FULL REVIEW →
ENTRY
06
NAVY FEDERAL · AMERICAN EXPRESS
Navy Federal More Rewards American Express Card
1x points on all purchases
— 3x on restaurants, gas, and transit— 2x at supermarkets— Very low APR (12.24-18.00%)
FEE
$0
APR
12.24–18%
MIN SCORE
670
Apply →READ THE FULL REVIEW →

Try another digit.

580

Poor Credit

600

Poor Credit

620

Fair Credit

640

Fair Credit

650

Fair Credit

660

Good Credit

670

Good Credit

680

Good Credit

700

Very Good Credit

720

Very Good Credit

740

Very Good Credit

760

Excellent Credit

780

Excellent Credit

Frequently filed.

With a 680 credit score (Good Credit), you have 6 groceries card options. Our top pick is the Blue Cash Preferred Card from American Express, which offers 1% cash back on all purchases.