YOUR DIGIT · FILED
720
Very Good Credit · 8 cards matched
GROCERIES DESK · APPROVAL ODDS
Best groceries cards for a 720 score.
These groceries credit cards accept applicants in your range. Ranked by rewards value and the likelihood you actually get approved.
TIER
Very Good Credit
ODDS
Very good — approved for nearly all cards with competitive terms and higher limits
DATELINE
Apr 6, 2026
DOSSIER
What 720 means.
At 720, you are in strong territory within the very good range. Nearly every credit card is within reach, and you will receive more competitive APRs and higher credit limits. Issuers actively compete for cardholders at this score level with their best offers.
SECTION
Groceries for 720+ Scores
ENTRY
01
AMERICAN EXPRESS · AMERICAN EXPRESS
American Express Gold CardBONUS → 60,000 points ($1,200)
1x points on all purchases
— $120 dining credit ($10/month at select restaurants)— $120 Uber Cash ($10/month plus $20 in December)— 4x at restaurants worldwide with no cap- FEE
- $250
- APR
- 0–0%
- MIN SCORE
- 700
ENTRY
02
AMERICAN EXPRESS · AMERICAN EXPRESS
Blue Cash Preferred Card from American ExpressBONUS → $250 statement credit ($250)
1% cash back on all purchases
— 6% cash back at US supermarkets (up to $6,000/year)— 6% on select US streaming subscriptions— 0% intro APR for 12 months on purchases and balance transfers- FEE
- $95
- APR
- 19.24–29.99%
- MIN SCORE
- 670
ENTRY
03
AMERICAN EXPRESS · AMERICAN EXPRESS
Blue Cash Everyday Card from American ExpressBONUS → $200 statement credit ($200)
1% cash back on all purchases
— No annual fee— 3% back at US supermarkets, online retail, and gas stations— 0% intro APR for 15 months- FEE
- $0
- APR
- 19.24–29.99%
- MIN SCORE
- 670
ENTRY
04
AMERICAN EXPRESS · AMERICAN EXPRESS
Amex EveryDay Credit CardBONUS → 10,000 points ($100)
1x points on all purchases
— No annual fee with Membership Rewards earning— 20% bonus points when you make 20+ purchases per billing period— 2x at US supermarkets- FEE
- $0
- APR
- 18.24–29.24%
- MIN SCORE
- 670
ENTRY
05
AMERICAN EXPRESS · AMERICAN EXPRESS
Amex EveryDay Preferred Credit CardBONUS → 15,000 points ($150)
1x points on all purchases
— 50% bonus points when you make 30+ purchases per billing period— 3x at US supermarkets (up to $6,000/year)— 2x at US gas stations- FEE
- $95
- APR
- 18.24–29.24%
- MIN SCORE
- 700
ENTRY
06
CITI · MASTERCARD
Citi Custom Cash CardBONUS → $200 bonus ($200)
1% cash back on all purchases
— Automatic 5% back on your top spending category each billing cycle— No annual fee— 0% intro APR for 15 months on purchases and balance transfers- FEE
- $0
- APR
- 18.24–28.24%
- MIN SCORE
- 670
ENTRY
07
WELLS FARGO · VISA
Wells Fargo Attune CardBONUS → $200 bonus ($200)
1% cash back on all purchases
— 4% back on groceries, subscriptions, utilities, and gas— No annual fee— Cell phone protection up to $600- FEE
- $0
- APR
- 20.24–29.99%
- MIN SCORE
- 670
ENTRY
08
NAVY FEDERAL · AMERICAN EXPRESS
Navy Federal More Rewards American Express Card1x points on all purchases
— 3x on restaurants, gas, and transit— 2x at supermarkets— Very low APR (12.24-18.00%)- FEE
- $0
- APR
- 12.24–18%
- MIN SCORE
- 670
QUESTIONS · ANSWERS
Frequently filed.
With a 720 credit score (Very Good Credit), you have 8 groceries card options. Our top pick is the American Express Gold Card, which offers 1x points on all purchases.