YOUR DIGIT · FILED
700
Very Good Credit · 8 cards matched
GROCERIES DESK · APPROVAL ODDS
Best groceries cards for a 700 score.
These groceries credit cards accept applicants in your range. Ranked by rewards value and the likelihood you actually get approved.
TIER
Very Good Credit
ODDS
Very good — eligible for most cards including premium travel and high-limit options
DATELINE
Apr 6, 2026
DOSSIER
What 700 means.
A 700 score puts you in the very good credit range. This is a significant milestone — you now qualify for the majority of credit cards on the market, including premium travel cards, high-limit rewards cards, and the best balance transfer offers with the longest 0% APR periods.
SECTION
Groceries for 700+ Scores
ENTRY
01
AMERICAN EXPRESS · AMERICAN EXPRESS
American Express Gold CardBONUS → 60,000 points ($1,200)
1x points on all purchases
— $120 dining credit ($10/month at select restaurants)— $120 Uber Cash ($10/month plus $20 in December)— 4x at restaurants worldwide with no cap- FEE
- $250
- APR
- 0–0%
- MIN SCORE
- 700
ENTRY
02
AMERICAN EXPRESS · AMERICAN EXPRESS
Blue Cash Preferred Card from American ExpressBONUS → $250 statement credit ($250)
1% cash back on all purchases
— 6% cash back at US supermarkets (up to $6,000/year)— 6% on select US streaming subscriptions— 0% intro APR for 12 months on purchases and balance transfers- FEE
- $95
- APR
- 19.24–29.99%
- MIN SCORE
- 670
ENTRY
03
AMERICAN EXPRESS · AMERICAN EXPRESS
Blue Cash Everyday Card from American ExpressBONUS → $200 statement credit ($200)
1% cash back on all purchases
— No annual fee— 3% back at US supermarkets, online retail, and gas stations— 0% intro APR for 15 months- FEE
- $0
- APR
- 19.24–29.99%
- MIN SCORE
- 670
ENTRY
04
AMERICAN EXPRESS · AMERICAN EXPRESS
Amex EveryDay Credit CardBONUS → 10,000 points ($100)
1x points on all purchases
— No annual fee with Membership Rewards earning— 20% bonus points when you make 20+ purchases per billing period— 2x at US supermarkets- FEE
- $0
- APR
- 18.24–29.24%
- MIN SCORE
- 670
ENTRY
05
AMERICAN EXPRESS · AMERICAN EXPRESS
Amex EveryDay Preferred Credit CardBONUS → 15,000 points ($150)
1x points on all purchases
— 50% bonus points when you make 30+ purchases per billing period— 3x at US supermarkets (up to $6,000/year)— 2x at US gas stations- FEE
- $95
- APR
- 18.24–29.24%
- MIN SCORE
- 700
ENTRY
06
CITI · MASTERCARD
Citi Custom Cash CardBONUS → $200 bonus ($200)
1% cash back on all purchases
— Automatic 5% back on your top spending category each billing cycle— No annual fee— 0% intro APR for 15 months on purchases and balance transfers- FEE
- $0
- APR
- 18.24–28.24%
- MIN SCORE
- 670
ENTRY
07
WELLS FARGO · VISA
Wells Fargo Attune CardBONUS → $200 bonus ($200)
1% cash back on all purchases
— 4% back on groceries, subscriptions, utilities, and gas— No annual fee— Cell phone protection up to $600- FEE
- $0
- APR
- 20.24–29.99%
- MIN SCORE
- 670
ENTRY
08
NAVY FEDERAL · AMERICAN EXPRESS
Navy Federal More Rewards American Express Card1x points on all purchases
— 3x on restaurants, gas, and transit— 2x at supermarkets— Very low APR (12.24-18.00%)- FEE
- $0
- APR
- 12.24–18%
- MIN SCORE
- 670
QUESTIONS · ANSWERS
Frequently filed.
With a 700 credit score (Very Good Credit), you have 8 groceries card options. Our top pick is the American Express Gold Card, which offers 1x points on all purchases.